460 Oak St, Mount Morris, MI 48458 Property Records

Genesee County property record for 460 Oak St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,168 sqft · built 1942
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Sep 2025)
Tax Bill	$1,172 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-147`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-147`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	460 OAK ST
City	MOUNT MORRIS
State	MI
Zip	48458-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 181 PLAT OF BUENA VISTA
Legal Subdivision	PLAT
Legal Lot Number	181
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2025
Census Tract	12310

Owner

460 Oak St is owned and occupied by two individuals who bought it in September 2025.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5566 MAPLE PARK DR, FLINT, MI 48507-3915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · USDA Mortgage CASON HOME LOANS
Sep 16, 2025	Warranty Deed, Transfer · USDA Mortgage CASON HOME LOANS
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	May 16, 2025 · Amount on File
Deed Document Number	202511986
Prior Transfer Date	Aug 31, 2005
Prior Transfer Doc	0000091783
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 16, 2025
Property Address	460 OAK ST, MOUNT MORRIS, MI 48458-1931
Document Number	0000011986
Map Reference	LB 5 PG 32
Instrument Date	Aug 29, 2025
Instrument	202509160011986
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CROSSROADS TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,222.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 OAK ST, MOUNT MORRIS, MI 48458-1931

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5566 MAPLE PARK DR, FLINT, MI 48507-3915

Mortgage

Document Number	0000009067
Date	Sep 16, 2025
Instrument	202509020009067

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 16, 2025
Property Address	460 OAK ST, MOUNT MORRIS, MI 48458-1931
Document Number	0000011986
Map Reference	LB 5 PG 32
Instrument Date	Aug 29, 2025
Instrument	202509160011986
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	CROSSROADS TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,222.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 OAK ST, MOUNT MORRIS, MI 48458-1931

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5566 MAPLE PARK DR, FLINT, MI 48507-3915

Mortgage

Document Number	0000009067
Date	Sep 16, 2025
Instrument	202509020009067

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	460 OAK ST, MOUNT MORRIS, MI 48458-1931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043093
Date	Jun 11, 2019
Instrument	201906110043093

Lender

Name	PNC BANK NA
Type	Bank
Address	CLIO, MI 48420

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 460 Oak St was $1,172 with a homeowner's exemption, up 2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,800 (+14.49%) Land $2,700 Building $62,100	$129,600 (+14.49%) Land $5,400 Building $124,200
2025	$1,172.00 (+2%) Homeowner's exemption	$56,600	$113,200
2024	$1,149.00
2023		$50,200	$100,400
2021	$1,041.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 460 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 460 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

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