416 Oak St, Mount Morris, MI 48458 Property Records

Genesee County property record for 416 Oak St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,480 sqft · built 1969
Lot Size	0.448 acres (19,515 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Oct 2021)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-240`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-240`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	872 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	19,515 sqft (0.448 acres)
Lot Dimensions	100 ft deep x 195 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	416 OAK ST
City	MOUNT MORRIS
State	MI
Zip	48458-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOTS 185, 186 & 187 & ALL THAT PART OF E 1/2 OF VACATED MARGARET AVE ADJOINING LOT 187 ON THE W PLAT OF BUENA VISTA (78)
Legal Subdivision	BUENA VISTA
Legal Lot Number	185-187
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2025
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 OAK ST, MOUNT MORRIS, MI 48458-1931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · FHA Mortgage LEGACY MORTGAGE
Dec 13, 2022	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Oct 15, 2021	Warranty Deed, Transfer LIBERTY TITLE
May 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Nov 21, 2012 · Amount on Record
Deed Document Number	202181537
Prior Transfer Date	Mar 10, 2008
Prior Transfer Doc	0000071904
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	416 OAK ST, MOUNT MORRIS, MI 48458-1931
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE GROU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 E MESA AVE, PUEBLO, CO 81006-1015

Mortgage

Document Number	0000080620
Date	Oct 12, 2021
Instrument	202110120080620

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	416 OAK ST, MOUNT MORRIS, MI 48458-1931
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 OAK ST, MOUNT MORRIS, MI 48458-1931

Mortgage

Document Number	0000075880
Date	Dec 13, 2022
Instrument	202212130075880

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02940

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 15, 2021
Property Address	416 OAK ST, MOUNT MORRIS, MI 48458-1931
Document Number	202110150081537
Map Reference	LB 5 PG 32
Instrument Date	Oct 8, 2021
Instrument	202110150081537
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 OAK ST, 416, MINDEN CITY, MI 48456

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 E MESA AVE, PUEBLO, CO 81006-1015

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	May 20, 2019
Property Address	416 OAK ST, MOUNT MORRIS, MI 48458-1931
Document Number	0000038210
Instrument Date	May 17, 2019
Instrument	38210
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 OAK ST MOUNT MORRIS MI 484581931, MOUNT MORRIS, MI 48458-1931

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,300 (+14.53%) Land $5,100 Building $83,200	$176,600 (+14.53%) Land $10,200 Building $166,400
2025	$3,455.00 (+9.34%) Homeowner's exemption	$77,100 (+4.9%)	$154,200 (+4.9%)
2024	$3,160.00 (+107.62%)
2023		$73,500	$147,000
2021	$1,522.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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