455 Los Altos Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 455 Los Altos Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,650 sqft · built 1961
Lot Size0.222 acres (9,670 sqft)
OwnerIndividual Name on Record
Last Sale$549,000 (Aug 2002)
Tax Bill$10,520 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN044-115-31

Property Details

APN / Parcel Number

Primary APN044-115-31
Alternative APN
  • 044-115-31-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,650 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeWood
Roof MaterialOther
Lot Area9,670 sqft (0.222 acres)
TerrainSteep
Garage TypeCarport
Garage Area540 sqft
CarportCarport
Carport Area540 sqft
Parking Spaces2 Parking Spaces
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address455 LOS ALTOS DR
CityAPTOS
StateCA
Zip95003-5225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal SubdivisionAPTOS BCH CNTRY CLB PROP SUB 1
Legal Block6
Legal Lot Number19
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address455 LOS ALTOS DR, APTOS, CA 95003-5225
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2002 · Amount on Record
Deed SaleAug 29, 2002 · Amount on Record
Prior SaleAug 16, 1999 · Amount on Record
Deed Document Number200261292
Last Transfer DateMar 6, 2013
Transfer Doc0000012449
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address455 LOS ALTOS DR, APTOS, CA 95003-5225
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 LOS ALTOS DR, APTOS, CA 95003-5225

Mortgage

Document Number0000039129
DateSep 30, 2020
Instrument2020-0039129
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2030

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$811,047 (+2%) Land $480,127 Building $330,920
2025$10,520.00 (+10.4%) Homeowner's exemption$795,144 (+4.04%) Land $470,713 Building $324,431
2023$9,529.00 (+2.29%) Homeowner's exemption$764,267 Land $452,434 Building $311,833$1,168,200
2022$9,316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Los Altos Dr

Nearby Streets

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