451 Los Altos Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 451 Los Altos Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,447 sqft · built 1971
Lot Size	0.198 acres (8,625 sqft)
Owner	Company Name on File
Last Sale	$342,000 (Feb 1999)
Tax Bill	$7,592 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`044-115-09`

Property Details

APN / Parcel Number

Primary APN	`044-115-09`
Alternative APN	`044-115-09-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,447 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Wood
Roof Material	Other
Lot Area	8,625 sqft (0.198 acres)
Terrain	Steep
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	536 sqft
Patio Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	451 LOS ALTOS DR
City	APTOS
State	CA
Zip	95003-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	APTOS BEACH CC PROPERTIES
Legal Block	6
Legal Lot Number	21
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1003
Census Tract	122203

Owner

Source: Santa Cruz County records · APN 044-115-09

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1028, CAPITOLA, CA 95010-1028
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 1999 · Amount on Record
Deed Sale	Feb 26, 1999 · Amount on Record
Deed Document Number	199914578
Last Transfer Date	May 27, 2010
Transfer Doc	0000022280
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	451 LOS ALTOS DR, APTOS, CA 95003-5225
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000653
Date	Jan 06, 2017
Instrument	2017-0000653

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	419 Months
Due	Dec 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,890 (+2%) Land $328,133 Building $218,757
2025	$7,592.00 (+11.08%) Homeowner's exemption	$536,167 (+4.04%) Land $321,699 Building $214,468
2023	$6,835.00 (+2.5%) Homeowner's exemption	$515,347 Land $309,207 Building $206,140	$1,130,670
2022	$6,668.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.