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449 Los Altos Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 449 Los Altos Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,447 sqft · built 1975
Lot Size0.159 acres (6,926 sqft)
OwnerTrust Name on File
Tax Bill$7,286 (2025)
Deeds & MortgagesSep 2025 Reverse Mortgage
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APN044-115-10

Property Details

APN / Parcel Number

Primary APN044-115-10
Alternative APN
  • 044-115-10-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,447 sqft Living Area
Gross Area1,968 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeWood
Roof MaterialWood Shingle
Lot Area6,926 sqft (0.159 acres)
TerrainSteep
Garage TypeAttached
Garage Area521 sqft
Parking Spaces2 Parking Spaces
Deck Area148 sqft
Patio Area148 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address449 LOS ALTOS DR
CityAPTOS
StateCA
Zip95003-5225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal SubdivisionAPTOS BCH CNTRY CLB PROP 01
Legal Lot Number22
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract122203

Owner

Source: Santa Cruz County records · APN 044-115-10

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address449 LOS ALTOS DR, APTOS, CA 95003-5225
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Jul 07, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 01, 2020
Transfer Doc0000024396
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address449 LOS ALTOS DR, APTOS, CA 95003-5225
Transaction TypeMortgage
Record UpdatedSep 26, 2025
Title CompanyALLEGIANT REVERSE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 LOS ALTOS DR, APTOS, CA 95003-5225

Mortgage

Document Number0000019189
DateSep 11, 2025
Instrument2025-0019189
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
AddressPARAMUS, NJ 07652
Agreement
TypeReverse Mortgage
AmountAmount Recorded

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 07, 2020
Property Address449 LOS ALTOS DR, APTOS, CA 95003-5225
Document Number0000024396
Instrument DateJul 01, 2020
Instrument24396
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address449 LOS ALTOS DR APTOS CA 950035225, APTOS, CA 95003-5225

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$519,320 (+2%) Land $335,438 Building $183,882
2025$7,286.00 (+11.17%) Homeowner's exemption$509,138 (+4.04%) Land $328,861 Building $180,277
2023$6,554.00 (+2.55%) Homeowner's exemption$489,368 Land $316,091 Building $173,277
2022$6,391.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Cruzio Internet, Etheric Communications, LLC., Verizon.

Based on FCC filings for 511 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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