457 Los Altos Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 457 Los Altos Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,128 sqft · built 1985
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Trust Names on File
Last Sale	$1,070,000 (Jul 2020)
Tax Bill	$14,624 (2025)
Deeds & Mortgages	Sep 2026 Sale Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-115-32`

Property Details

APN / Parcel Number

Primary APN	`044-115-32`
Alternative APN	`044-115-32-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,128 sqft Living Area
Gross Area	2,523 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	6,926 sqft (0.159 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	395 sqft
Parking Spaces	1 Parking Space
Deck Area	239 sqft
Patio Area	239 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	457 LOS ALTOS DR
City	APTOS
State	CA
Zip	95003-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	APTOS BEACH CC PROPERTIES
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1003
Census Tract	122203

Owner

457 Los Altos Dr is owner-occupied and held in a trust since July 2020.

Source: Santa Cruz County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	457 LOS ALTOS DR, APTOS, CA 95003-5225
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 30, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jul 30, 2020	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Jun 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Deed Document Number	202028686
Prior Transfer Date	Jan 13, 2016
Prior Transfer Doc	0000018359
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 14, 2026
Property Address	457 LOS ALTOS DR, APTOS, CA 95003-5225
Document Number	0000020652
Instrument Date	Aug 20, 2026
Instrument	202620652
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	457 LOS ALTOS DR, APTOS, CA 95003-5225

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 30, 2020
Property Address	457 LOS ALTOS DR, APTOS, CA 95003-5225
Document Number	0000028686
Instrument Date	Jul 24, 2020
Instrument	28686
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,177.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	457 LOS ALTOS DR APTOS CA 950035225, APTOS, CA 95003-5225

Mortgage

Document Number	28687
Date	Jul 30, 2020
Instrument	28687

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 30, 2020
Property Address	457 LOS ALTOS DR, APTOS, CA 95003-5225
Document Number	0000028685
Instrument Date	Jul 24, 2020
Instrument	28685
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 HARBORD DR OAKLAND CA 946182513, OAKLAND, CA 94618-2513

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 5, 2017
Property Address	457 LOS ALTOS DR, APTOS, CA 95003-5225
Document Number	0000018359
Instrument Date	Jan 13, 2016
Instrument	18359
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	457 LOS ALTOS DR APTOS CA 950035225, APTOS, CA 95003-5225

Tax Assessment & Valuation

The 2025 property tax bill for 457 Los Altos Dr was $14,624.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,181,367 (+2%) Land $744,261 Building $437,106
2025	$14,624.00 Homeowner's exemption	$1,158,203 Land $729,668 Building $428,535
2023	$13,306.00 (+2.13%) Homeowner's exemption	$1,113,228 Land $701,334 Building $411,894	$1,213,650
2022	$13,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 457 Los Altos Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 457 Los Altos Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Los Altos Dr

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