Charlotte County property record for 455 Gold Tree, Punta Gorda, FL 33955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,938 sqft · built 1992 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Trust Name on File |
| Last Sale | $244,900 (May 2004) |
| Tax Bill | $2,040 (2025) |
| Deeds & Mortgages | Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 412333184011 |
| Primary APN | 412333184011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,938 sqft Living Area |
| Gross Area | 2,731 sqft |
| 1st Floor Area | 1,938 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 504 sqft |
|---|---|
| Porch | Enclosed/Screened Porch |
| Porch Area | 352 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952620160205 |
|---|---|
| Street Address | 455 GOLD TREE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC18 BLK389 LT 2 1005/558 1189/1851 2463/1627 TR4364/1792 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | 4364 |
| Legal Block | 389 |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10505 |
455 Gold Tree is owner-occupied and held in a trust since October 2018.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 455 GOLD TREE, PUNTA GORDA, FL 33955-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2004 · Amount on File |
| Deed Sale | May 14, 2004 · Amount on File |
| Deed Document Number | 20041198573 |
| Deed Book / Page | 2463 / 1627 |
| Last Transfer Date | Oct 2, 2018 |
| Transfer Doc | 0043641792 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 3, 2018 |
| Property Address | 455 GOLD TREE, PUNTA GORDA, FL 33955-1021 |
| Document Number | 0043641792 |
| Book / Page | 004364 / 001792 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 2650442 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 455 GOLD TREE PUNTA GORDA FL 339551021, PUNTA GORDA, FL 33955-1021 |
The 2025 property tax bill for 455 Gold Tree was $2,040 with a homeowner's exemption, up 2.7% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,040.00 (+2.72%) Homeowner's exemption | $163,789 | $346,473 Land $46,750 Building $299,723 |
| 2024 | $1,986.00 (+2.27%) | ||
| 2023 | $1,942.00 (+3.41%) Homeowner's exemption | $154,537 (+3%) | $338,695 (+10.3%) Land $57,000 Building $281,695 |
| 2022 | $1,878.00 Homeowner's exemption | $150,036 | $307,077 Land $46,750 Building $260,327 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 455 Gold Tree in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 455 Gold Tree is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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