455 Gold Tree, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 455 Gold Tree, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,938 sqft · built 1992
Lot Size0.22 acres (9,600 sqft)
OwnerTrust Name on File
Last Sale$244,900 (May 2004)
Tax Bill$2,040 (2025)
Deeds & MortgagesOct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN412333184011

Property Details

APN / Parcel Number

Primary APN412333184011
Alternative APNs
  • 00952620160205
  • 10004712536

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,938 sqft Living Area
Gross Area2,731 sqft
1st Floor Area1,938 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area9,600 sqft (0.22 acres)
Garage TypeAttached
Garage Area441 sqft
DrivewayConcrete Driveway
Driveway Area594 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area504 sqft
PorchEnclosed/Screened Porch
Porch Area352 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952620160205
Street Address455 GOLD TREE
CityPUNTA GORDA
StateFL
Zip33955-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPUNTA GORDA ISLES SEC18 BLK389 LT 2 1005/558 1189/1851 2463/1627 TR4364/1792
Legal Range23E
Legal Township41S
Legal Section33
Legal SubdivisionPUNTA GORDA ISLES
Legal Tract4364
Legal Block389
Legal Lot Number2
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2017
Census Tract10505

Owner

455 Gold Tree is owner-occupied and held in a trust since October 2018.

Source: Charlotte County records, as of November 19, 2025

Owner of RecordTrust Name on File
Mailing Address455 GOLD TREE, PUNTA GORDA, FL 33955-1021
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2004 · Amount on File
Deed SaleMay 14, 2004 · Amount on File
Deed Document Number20041198573
Deed Book / Page2463 / 1627
Last Transfer DateOct 2, 2018
Transfer Doc0043641792
Record UpdatedJun 8, 2026

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateOct 3, 2018
Property Address455 GOLD TREE, PUNTA GORDA, FL 33955-1021
Document Number0043641792
Book / Page004364 / 001792
Instrument DateOct 2, 2018
Instrument2650442
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address455 GOLD TREE PUNTA GORDA FL 339551021, PUNTA GORDA, FL 33955-1021

Tax Assessment & Valuation

The 2025 property tax bill for 455 Gold Tree was $2,040 with a homeowner's exemption, up 2.7% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,040.00 (+2.72%) Homeowner's exemption$163,789$346,473 Land $46,750 Building $299,723
2024$1,986.00 (+2.27%)
2023$1,942.00 (+3.41%) Homeowner's exemption$154,537 (+3%)$338,695 (+10.3%) Land $57,000 Building $281,695
2022$1,878.00 Homeowner's exemption$150,036$307,077 Land $46,750 Building $260,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 455 Gold Tree in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Gold Tree is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Gold Tree

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