432 Gold Tree, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 432 Gold Tree, Punta Gorda, FL 33955 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,209 sqft · built 2006
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Trust Names on File
Last Sale	$42,500 (Apr 2004)
Tax Bill	$6,329 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`412333253007`

Property Details

APN / Parcel Number

Primary APN	`412333253007`
Alternative APNs	`00952620207157` `10004712748`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,209 sqft Living Area
Gross Area	3,004 sqft
1st Floor Area	2,209 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	312 sqft
Porch	Slab
Porch Area	335 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620207157
Street Address	432 GOLD TREE
City	PUNTA GORDA
State	FL
Zip	33955-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PUNTA GORDA ISLES SEC18 BLK403 LT22 260/106 1102/1237 2154/202 2211/1148 2441/139 2589/1669 DC4600/517-WVA 4864/411
Legal Range	23E
Legal Township	41S
Legal Section	33
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	403
Legal Lot Number	22
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2016
Census Tract	10505

Owner

Source: Charlotte County records · APN 412333253007

Assessment roll updated November 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	534 PHILODENDRON, PUNTA GORDA, FL 33955-1046
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2004 · Amount on Record
Deed Sale	Apr 14, 2004 · Amount on Record
Prior Sale	Apr 22, 2003 · Amount on Record
Deed Document Number	20041182888
Deed Book / Page	2441 / 139
Last Transfer Date	Oct 21, 2021
Transfer Doc	0048640411
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 25, 2021
Property Address	432 GOLD TREE, PUNTA GORDA, FL 33955-1017
Document Number	0048640411
Book / Page	4864 / 411
Map Reference	MB 10 PG 4A-4Q
Instrument Date	Oct 21, 2021
Instrument	3013904
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 PHILODENDRON, PUNTA GORDA, FL 33955-1046

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,329.00 (-11.59%)	$380,896 (-8.58%) Land $46,750 Building $334,146	$380,896 (+4.76%) Land $46,750 Building $334,146
2024	$7,159.00 (+0.82%)
2023	$7,101.00 (+5.95%)	$416,638 (+1.37%)	$363,595 (-11.53%) Land $57,000 Building $306,595
2022	$6,702.00	$410,998 Land $46,750 Building $364,248	$410,998 Land $46,750 Building $364,248

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.