Charlotte County property record for 448 Gold Tree, Punta Gorda, FL 33955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,341 sqft · built 1998 |
| Lot Size | 0.514 acres (22,430 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $7,926 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-23-33-183-009 |
| Primary APN | 41-23-33-183-009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,341 sqft Living Area |
| Gross Area | 3,253 sqft |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Ceramic Tile |
| Lot Area | 22,430 sqft (0.514 acres) |
| Garage Area | 568 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 324 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 344 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004712525 |
|---|---|
| Old Parcel Number | 00952620206906 |
| Street Address | 448 GOLD TREE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PGI 018 0403 0019 PGI 018 0403 0019 PUNTA GORDA ISLES SEC18 BLK403 LT19 1138/164 1369/357 1889/1640 UNREC DC-AY PGI |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 403 |
| Legal Lot Number | 19 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10505 |
448 Gold Tree is owned by a company that acquired it in May 2001.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7546 CORAL TREE, PUNTA GORDA, FL 33955-1006 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2001 |
| Deed Sale | May 1, 2001 |
| Prior Sale | Oct 18, 1994 · Amount on File |
| Deed Document Number | 0188901640 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 448 Gold Tree was $7,926.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,926.00 | $454,571 | $501,851 Land $94,000 Building $407,851 |
| 2023 | $375,678 (-14.67%) | $406,126 (-7.75%) Land $90,000 Building $316,126 | |
| 2022 | $7,057.00 | $440,246 Land $73,100 Building $367,146 | $440,246 Land $73,100 Building $367,146 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 448 Gold Tree in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 448 Gold Tree is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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