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461 Gold Tree, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 461 Gold Tree, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,991 sqft · built 1999
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Oct 2020)
Tax Bill$4,245 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN412333184010

Property Details

APN / Parcel Number

Primary APN412333184010
Alternative APNs
  • 00952620160107
  • 10004712535

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,991 sqft Living Area
Gross Area2,708 sqft
1st Floor Area1,991 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area9,600 sqft (0.22 acres)
Garage TypeAttached
Garage Area441 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area20 sqft
PorchEnclosed/Screened Porch
Porch Area276 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952620160107
Street Address461 GOLD TREE
CityPUNTA GORDA
StateFL
Zip33955-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPUNTA GORDA ISLES SEC18 BLK389 LT 1 552/1114 754/860 987/825 2483/1970 1017/1591 1120/2108 1360/372 1409/217 1529/2034 1641/1417 CD1791/1596 1791/1597 2483/1970 3499/804 3622/2116 4642/1260
Legal Range23E
Legal Township41S
Legal Section33
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block389
Legal Lot Number1
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2017
Census Tract10505

Owner

461 Gold Tree is owned and occupied by two individuals who bought it in October 2020.

Source: Charlotte County records, as of March 17, 2026

Owner of Record2 Individual Names on File
Mailing Address461 GOLD TREE, PUNTA GORDA, FL 33955-1021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2020 · Amount on File
Deed SaleOct 6, 2020 · Amount on File
Prior SaleJul 30, 2010 · Amount on File
Deed Document Number20202859157
Deed Book / Page4642 / 1260
Prior Transfer DateNov 14, 2011
Prior Transfer Doc0036222116
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateOct 6, 2020
Property Address461 GOLD TREE, PUNTA GORDA, FL 33955-1021
Document Number0046421260
Book / Page4642 / 1260
Map ReferenceMB 10 PG 4A-4Q
Instrument DateOct 6, 2020
Instrument2859157
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address461 GOLD TREE, 461, PUNTA GORDA, FL 33955-1021

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 GOLD TREE, PUNTA GORDA, FL 33955-1021

Mortgage

Document Number0046421262
DateOct 6, 2020
Instrument4642/1262
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 461 Gold Tree was $4,245 with a homeowner's exemption, up 2.4% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,245.00 (+2.44%) Homeowner's exemption$296,432$383,788 Land $46,750 Building $337,038
2024$4,144.00 (+1.72%)
2023$4,074.00 (+2.88%) Homeowner's exemption$279,687 (+3%)$342,450 (-6.9%) Land $57,000 Building $285,450
2022$3,960.00 Homeowner's exemption$271,541$367,834 Land $46,750 Building $321,084

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 461 Gold Tree in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Gold Tree is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		3,000 / 3,000
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: Verizon.

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