Hancock County property record for 455 3rd St E, Crystal Lake, IA 50432
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,824 sqft · built 1920 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Oct 2018) |
| Tax Bill | $1,042 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Line of Credit Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2301130031 |
| Primary APN | 2301130031 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| Basement Area | 574 sqft |
| Unfinished Basement | 574 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,979 sqft (0.275 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 228 sqft |
| Patio Area | 195 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 455 3RD ST E |
|---|---|
| City | CRYSTAL LAKE |
| State | IA |
| Zip | 50432-7709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL S1/2 LOT 2 & ALL LOT 3 BLK 13 |
| Legal Block | 13 |
| Legal Lot Number | 2 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 270300 |
Source: Hancock County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 455 3RD ST E, CRYSTAL LAKE, IA 50432-7709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 12, 2018 | Warranty Deed, Transfer · Line of Credit FARMERS TRUST & SAVINGS BANK |
| Oct 17, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2018 · Amount on Record |
| Deed Sale | Oct 12, 2018 · Amount on Record |
| Deed Document Number | 201818-1958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Oct 12, 2018 |
| Property Address | 455 3RD ST E, CRYSTAL LAKE, IA 50432-7709 |
| Document Number | 00000181958 |
| Instrument Date | Oct 8, 2018 |
| Instrument | 0000018-1958 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 455 3RD ST E, CRYSTAL LAKE, IA 50432-7709 |
| Document Number | 00000181959 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 0000018-1959 |
| Name | FARMERS TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Oct 17, 2018 |
| Property Address | 455 3RD ST E, CRYSTAL LAKE, IA 50432-7709 |
| Document Number | 00000181974 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 0000018-1974 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 455 3RD ST E, CRYSTAL LAKE, IA 50432-7709 |
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Crystal Lake City |
| Unified School District | Forest City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,042.00 (-14.31%) Homeowner's exemption | $97,000 (-5.48%) Land $4,320 Building $92,680 | $97,000 (-5.48%) Land $4,320 Building $92,680 |
| 2024 | $1,216.00 (-13.64%) | ||
| 2023 | $102,620 (+25.59%) Land $4,320 Building $98,300 | $102,620 (+25.59%) Land $4,320 Building $98,300 | |
| 2022 | $1,408.00 | $81,710 Land $4,320 Building $77,390 | |
| 2021 | $81,710 Land $4,320 Building $77,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE WATER SUPPLY serves 255 people · EPA ID IA4115092 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Copper | 1.7 mg/L (2019) action level 1.3 mg/L |
| Water Quality | Nitrite resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
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