400 3rd St E, Crystal Lake, IA 50432 Property Records

Hancock County property record for 400 3rd St E, Crystal Lake, IA 50432

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 640 sqft · built 1930
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$11,500 (Oct 2022)
Tax Bill$302 (2025)
Deeds & MortgagesOct 2022 Sale
Flood ZoneZone X (minimal risk)
APN2301200080

Property Details

APN / Parcel Number

Primary APN2301200080

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area640 sqft Living Area
1st Floor Area640 sqft
Basement Area640 sqft
Unfinished Basement640 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area130 sqft
Deck Area182 sqft
Patio Area81 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address400 3RD ST E
CityCRYSTAL LAKE
StateIA
Zip50432-7709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL LOTS 7 & 8 BLK 20
Legal SubdivisionCRYSTAL LAKE
Legal Block20
Legal Lot Number7&8
JurisdictionHANCOCK IA
Township / Civil DivisionCRYSTAL
Census Block Group1
Census Block1016
Census Tract270300

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address400 3RD ST E, CRYSTAL LAKE, IA 50432-7709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2022 · Amount on Record
Deed SaleOct 17, 2022 · Amount on Record
Prior SaleSep 2, 2014 · Amount on Record
Deed Document Number20222043
Prior Transfer DateMay 1, 2014
Prior Transfer Doc0000001273
Record UpdatedOct 29, 2026

October 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHANCOCK IA
Recording DateOct 17, 2022
Property Address400 3RD ST E, CRYSTAL LAKE, IA 50432
Document Number0000222043
Instrument DateOct 11, 2022
Instrument22-2043
Transaction TypeTransfer
Record UpdatedDec 21, 2022

Transaction

AmountAmount Recorded
Tax$17.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 3RD ST E, CRYSTAL LAKE, IA 50432
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityCrystal Lake City
Unified School DistrictForest City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$302.00 (+51%)$20,800 (+60.37%) Land $9,880 Building $10,920$20,800 (+60.37%) Land $9,880 Building $10,920
2024$200.00 (-1.96%)
2023$12,970 (+9.73%) Land $7,690 Building $5,280$12,970 (+9.73%) Land $7,690 Building $5,280
2022$204.00$11,820 Land $7,690 Building $4,130
2021$11,820 Land $7,690 Building $4,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE WATER SUPPLY
serves 255 people · EPA ID IA4115092
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb
Copper1.7 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Winnebago Cooperative Telecom Association
Fiber
1,000 / 1,000

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