Hancock County property record for 445 3rd St E, Crystal Lake, IA 50432
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,114 sqft · built 1940 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $452 (2018) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2301130040 |
| Primary APN | 2301130040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,114 sqft Living Area |
| Basement Area | 288 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,059 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 854 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 445 3RD ST E |
|---|---|
| City | CRYSTAL LAKE |
| State | IA |
| Zip | 50432-7709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL LOT 4 BLK 13 |
| Legal Block | 13 |
| Legal Lot Number | 4 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 270300 |
Source: Hancock County records, as of September 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 445 3RD ST E, CRYSTAL LAKE, IA 50432-7709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2019 |
| Deed Sale | Jan 15, 2019 |
| Deed Document Number | 0000019103 |
| Prior Transfer Date | Jan 13, 2009 |
| Prior Transfer Doc | 09-0070 |
| Record Updated | Jun 8, 2026 |
Source: Hancock County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Crystal Lake City |
| Unified School District | Forest City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,150 (-2.72%) Land $6,240 Building $45,910 | $52,150 (-2.72%) Land $6,240 Building $45,910 | |
| 2023 | $53,610 (+25.11%) Land $4,850 Building $48,760 | $53,610 (+25.11%) Land $4,850 Building $48,760 | |
| 2022 | $42,850 Land $4,850 Building $38,000 | ||
| 2021 | $42,850 Land $4,850 Building $38,000 | ||
| 2018 | $452.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE WATER SUPPLY serves 255 people · EPA ID IA4115092 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Copper | 1.7 mg/L (2019) action level 1.3 mg/L |
| Water Quality | Nitrite resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
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