415 3rd St E, Crystal Lake, IA 50432 Property Records

Hancock County property record for 415 3rd St E, Crystal Lake, IA 50432

Property Summary

Property TypeApartments (5+ Units)
Details3,400 sqft · built 1968
Lot Size0.37 acres (16,117 sqft)
OwnerCompany Name on Record
Last Sale$115,000 (Aug 2024)
Tax Bill$1,486 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Feb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN2301130060

Property Details

APN / Parcel Number

Primary APN2301130060

Interior

Stories1 Story
Building Area3,400 sqft Gross Area
1st Floor Area3,400 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialComposition/Composite
Roof MaterialShingle
Lot Area16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating FuelElectric
Water SourceCommercial

Location & Zoning

Street Address415 3RD ST E
CityCRYSTAL LAKE
StateIA
Zip50432-7709
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionORIGINAL LOT 5 & 6 BLK 13
Legal SubdivisionCRYSTAL LAKE
Legal Block13
Legal Lot Number5&6
JurisdictionHANCOCK IA
Township / Civil DivisionCRYSTAL
Census Block Group1
Census Block1016
Census Tract270300

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address14614 355TH ST, FOREST CITY, IA 50436-7691
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
FARMERS TRUST & SAVINGS BANK
Feb 24, 2023Deed of Trust, Mortgage · Commercial Mortgage
RELIANCE STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2024 · Amount on Record
Deed SaleAug 9, 2024 · Amount on Record
Prior SaleFeb 24, 2023 · Amount on Record
Deed Document Number20241287
Record UpdatedOct 29, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK IA
Recording DateAug 9, 2024
Property Address415 3RD ST E, CRYSTAL LAKE, IA 50432-7709
Document Number0000241287
Instrument DateAug 7, 2024
Instrument24-1287
Transaction TypeTransfer
Record UpdatedSep 29, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$183.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14614 355TH ST, FOREST CITY, IA 50436-7691

Mortgage

Document Number0000241272
DateAug 9, 2024
Instrument24-1272
Lender
NameFARMERS TRUST & SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term240 Months
DueAug 9, 2044

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address415 3RD ST E, CRYSTAL LAKE, IA 50432-7709
Transaction TypeMortgage
Record UpdatedMar 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000230372
DateFeb 24, 2023
Instrument23-0372
Lender
NameRELIANCE STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityCrystal Lake City
Unified School DistrictForest City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,486.00 (+5.84%)$101,990 (+12.24%) Land $5,640 Building $96,350$101,990 (+12.24%) Land $5,640 Building $96,350
2024$1,404.00 (+2.18%)
2023$90,870 (+13.94%) Land $5,640 Building $85,230$90,870 (+13.94%) Land $5,640 Building $85,230
2022$1,374.00$79,750 Land $5,640 Building $74,110
2021$79,750 Land $5,640 Building $74,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE WATER SUPPLY
serves 255 people · EPA ID IA4115092
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb
Copper1.7 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Winnebago Cooperative Telecom Association
Fiber
1,000 / 1,000

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