45495 SE Coalman Rd, Sandy, OR 97055 Property Records

Clackamas County property record for 45495 SE Coalman Rd, Sandy, OR 97055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1974
Lot Size	3.4 acres (148,104 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Apr 2026)
Tax Bill	$3,903 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25E21 00505`

Property Details

APN / Parcel Number

Primary APN	`25E21 00505`
Alternative APN	`00694305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,617 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	148,104 sqft (3.4 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00694305
Street Address	45495 SE COALMAN RD
City	SANDY
State	OR
Zip	97055-7741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRFF5
Legal Description	SECTION 21 TOWNSHIP 2S RANGE 5E TAX LOT 00505
Legal Range	05E
Legal Township	02S
Legal Section	21
Legal Lot Number	505
Jurisdiction	CLACKAMAS OR
Township / Civil Division	MOUNT HOOD
Census Block Group	1
Census Block	1024
Census Tract	24302

Owner

Source: Clackamas County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45495 SE COALMAN RD, SANDY, OR 97055-7741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
May 2, 2019	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Apr 25, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Apr 14, 2026 · Amount on Record
Deed Document Number	202615066
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 14, 2026
Property Address	45495 SE COALMAN RD, SANDY, OR 97055-7741
Document Number	0000015066
Instrument Date	Apr 13, 2026
Instrument	2026.15066
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45495 SE COALMAN RD, SANDY, OR 97055-7741

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 14, 2026
Property Address	45495 SE COALMAN RD, SANDY, OR 97055-7741
Document Number	0000015064
Instrument Date	Apr 13, 2026
Instrument	2026.15064
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45495 SE COALMAN RD, SANDY, OR 97055-7741

Mortgage

Document Number	0000015065,
Date	Apr 14, 2026
Instrument	2026..15065

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	45495 SE COALMAN RD, SANDY, OR 97055-7741
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023584
Date	May 2, 2019
Instrument	2019-023584

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	810 Months
Due	Nov 14, 2086

Interest

Rate Type	Adjustable Rate
Rate	4.24%
Type Change Date	May 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	45495 SE COALMAN RD, SANDY, OR 97055-7741
Document Number	0000023585
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45495 SE COALMAN RD SANDY OR 970557741, SANDY, OR 97055-7741

Mortgage

Document Number	0000023585
Date	May 2, 2019
Instrument	23585

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	May 1, 2086

Interest

Rate Type	Adjustable Rate
Rate	4.24%

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon Trail School District 46 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,903.00 (+7.67%)	$281,045 (+6.09%)	$590,649 (+8.53%) Land $304,939 Building $285,710
2023	$3,625.00	$264,913	$544,215 Land $279,445 Building $264,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1978–1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 74% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, SandyNet, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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