Clay County property record for 45425 River Dr, Vermillion, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 432 sqft · built 1940 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,941 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10401-09253-210-01 |
| Primary APN | 10401-09253-210-01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 432 sqft Living Area |
| Gross Area | 1,008 sqft |
| 1st Floor Area | 432 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 93,654 sqft (2.15 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45425 RIVER DR |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 HOLTER WAGNER ADDN OF DANIELSON TRACT 1, SUB OF GOVT LOTS 2 & 3 21-92-53 NORWAY TWP |
| Legal Tract | 1 |
| Legal Lot Number | 1-3 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | NORWAY |
| Census Block Group | 3 |
| Census Block | 3197 |
| Census Tract | 965800 |
45425 River Dr, a single family home, is owned by two individuals.
Source: Clay County records, as of April 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9717 ENFIELD CIR, JOHNSTON, IA 50131-1838 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 45425 River Dr was $1,941.
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| County Subdivision | Norway Township |
| Unified School District | Irene-Wakonda School District 13-3 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,941.00 | $118,843 Land $74,829 Building $44,014 |
| 2023 | $1,645.00 (+12.52%) | $88,342 Land $52,140 Building $36,202 |
| 2022 | $1,462.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45425 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45425 River Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 72% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Santel Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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