4548 Arbor Glen Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4548 Arbor Glen Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,650 sqft · built 2003
Lot Size	0.119 acres (5,191 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Sep 2013)
Tax Bill	$4,120 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`158-780-06-00`

Property Details

APN / Parcel Number

Primary APN	`158-780-06-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,650 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	5,191 sqft (0.119 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4548 ARBOR GLEN WAY
City	OCEANSIDE
State	CA
Zip	92057-6156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 6 TR 014605
Legal Subdivision	WILLIAMS GROVE
Legal Tract	014605
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18520

Owner

4548 Arbor Glen Way is owned and occupied by two individuals who bought it in September 2013.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4548 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 28, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 16, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2013 · Amount on File
Deed Sale	Sep 20, 2013 · Amount on File
Prior Sale	Dec 3, 2003 · Amount on File
Deed Document Number	2013578737
Prior Transfer Date	Jan 13, 2008
Prior Transfer Doc	0000163445
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4548 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4548 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156

Mortgage

Document Number	0000030113
Date	Feb 5, 2024
Instrument	2024-0030113

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jan 1, 2034

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4548 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	NAVY FED CREDIT TTL OF CA IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4548 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156

Mortgage

Document Number	0000088782
Date	Feb 28, 2022
Instrument	2022-0088782

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4548 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156
Document Number	0000597116
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4548 ARBOR GLEN WAY OCEANSIDE CA 920576156, OCEANSIDE, CA 92057-6156

Mortgage

Document Number	0000597116
Date	Dec 20, 2019
Instrument	597116

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 19, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4548 Arbor Glen Way was $4,120 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,154 (+2%) Land $254,287 Building $295,867
2025	$4,120.00	$539,367 Land $249,301 Building $290,066
2023	$3,999.00 (-0.7%)	$518,424 Land $239,621 Building $278,803
2022	$4,027.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4548 Arbor Glen Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4548 Arbor Glen Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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