San Diego County property record for 4540 Arbor Glen Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,650 sqft · built 2003 |
| Lot Size | 0.205 acres (8,934 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (May 2024) |
| Tax Bill | $13,651 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2024 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-780-08-00 |
| Primary APN | 158-780-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,650 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 8,934 sqft (0.205 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4540 ARBOR GLEN WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 8 TR 014605 |
| Legal Subdivision | WILLIAMS GROVE |
| Legal Tract | 014605 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18520 |
4540 Arbor Glen Way is owned and occupied by two individuals who bought it in May 2024.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4258 MISSION RANCH WAY, OCEANSIDE, CA 92057-6471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 3, 2024 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on File |
| Deed Sale | May 3, 2024 · Amount on File |
| Prior Sale | Jul 31, 2007 · Amount on File |
| Deed Document Number | 2024111677 |
| Prior Transfer Date | Jul 20, 2007 |
| Prior Transfer Doc | 0000510644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 11, 2026 |
| Property Address | 4540 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156 |
| Document Number | 0000167459 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 2026167459 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000167459, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 2026167459 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jul 1, 2066 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 3, 2024 |
| Property Address | 4540 ARBOR GLEN WAY, OCEANSIDE, CA 92057-6156 |
| Document Number | 0000111677 |
| Map Reference | MAP 14605 |
| Instrument Date | Apr 24, 2024 |
| Instrument | 2024-0111677 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4258 MISSION RANCH WAY, OCEANSIDE, CA 92057-6471 |
| Document Number | 0000111678 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 2024-0111678 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
The 2025 property tax bill for 4540 Arbor Glen Way was $13,651 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,248,480 (+2%) Land $936,360 Building $312,120 | |
| 2025 | $13,651.00 Homeowner's exemption | $1,224,000 Land $918,000 Building $306,000 |
| 2023 | $7,864.00 (+1.54%) | $706,976 Land $353,488 Building $353,488 |
| 2022 | $7,745.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4540 Arbor Glen Way in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4540 Arbor Glen Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks, San Diego Broadband.
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