4545 S Lance Rd, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4545 S Lance Rd, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,809 sqft · built 1989
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Oct 2000)
Tax Bill	$2,162 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`105-17-010`

Property Details

APN / Parcel Number

Primary APN	`105-17-010`
Alternative APN	`R0053726`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	1,809 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Built-in
Garage Area	462 sqft
Porch	Porch
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0053726
Street Address	4545 S LANCE RD
City	FLAGSTAFF
State	AZ
Zip	86005-9371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: BENNETT EST UNIT 02 LOT: 51 SIXTEENTH: SW QUARTER: SW SECTION: 33 TOWNSHIP: 21N RANGE: 07E
Legal Subdivision	BENNETT EST UNIT 02
Legal Lot Number	51
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1000
Census Tract	901

Owner

Source: Coconino County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4545 S LANCE RD, FLAGSTAFF, AZ 86005-9371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2000 · Amount on Record
Deed Sale	Oct 27, 2000 · Amount on Record
Prior Sale	Aug 28, 1998 · Amount on Record
Deed Document Number	20003069305
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4545 S LANCE RD, FLAGSTAFF, AZ 86005-9371
Document Number	0003835468
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4545 S LANCE RD FLAGSTAFF AZ 860059371, FLAGSTAFF, AZ 86005-9371

Mortgage

Document Number	0003835468
Date	Feb 12, 2019
Instrument	3835468

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 11, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,226 (+3.45%) Land $12,186 Building $42,040
2025	$2,162.00 (+7.88%)	$52,418 (-6.37%)	$524,176 (-6.37%) Land $121,861 Building $402,315
2024		$55,986 Land $12,186 Building $43,800
2023	$2,004.00 Homeowner's exemption		$559,861 Land $121,861 Building $438,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Arizona
Wildfire Likelihood	0.7% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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