Lee County property record for 4541 Harbor Bend Dr, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,818 sqft · built 1983 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $670,000 (Nov 2021) |
| Tax Bill | $7,496 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-02-00000.0370 |
| Primary APN | 05-45-21-02-00000.0370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,818 sqft Living Area |
| Gross Area | 3,539 sqft |
| 1st Floor Area | 1,006 sqft |
| Upper Floors Area | 624 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 132 ft deep x 97 ft wide |
| View / Lot | Lake |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 587 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10003721 |
|---|---|
| Street Address | 4541 HARBOR BEND DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SAFETY HARBOR CLUB PB 34 PG 33 LOT 37 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | SAFETY HARBOR CLUB |
| Legal Tract | 02 |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 80100 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1535 MERIDIAN AVE, 12, MIAMI BEACH, FL 33139-3430 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC |
| Sep 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage SHARON M CALDWELL NOMIN 1 (CT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on Record |
| Deed Sale | Nov 4, 2021 · Amount on Record |
| Prior Sale | Sep 16, 2020 · Amount on Record |
| Deed Document Number | 2021362780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Nov 4, 2021 |
| Property Address | 4541 HARBOR BEND DR, CAPTIVA, FL 33924 |
| Document Number | 0000362780 |
| Map Reference | MB 34 PG 32&33 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021000362780 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1016 UTICA CHARLESTOWN RD, 1016, JEFFERSONVILLE, IN 47130-8367 |
| Name | Verified Name |
|---|---|
| Address | 1535 MERIDIAN AVE # 12, 12, MIAMI BEACH, FL 33139-3430 |
| Document Number | 0000362781 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021000362781 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 16, 2020 |
| Property Address | 4541 HARBOR BEND DR, CAPTIVA, FL 33924 |
| Document Number | 0000221017 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 221017 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1016 UTICA CHARLESTOWN RD JEFFERSONVILLE IN 471308367, JEFFERSONVILLE, IN 47130-8367 |
| Document Number | 221018 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 221018 |
| Name | SHARON M CALDWELL NOMIN 1 (CT) |
|---|---|
| Address | 20 FLORET CIR, HINGHAM, MA 02043-2836 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $560,608 (+1%) | $590,146 (+15.8%) Land $145,596 Building $444,550 | |
| 2025 | $7,496.00 (-16.59%) | $509,644 (-10.31%) Land $138,974 Building $370,670 | $509,644 (-10.31%) Land $138,974 Building $370,670 |
| 2023 | $8,987.00 (+8.29%) | $568,249 (+1%) Land $121,125 Building $447,124 | $568,249 (+1%) Land $121,125 Building $447,124 |
| 2022 | $8,299.00 | $516,600 Land $124,980 Building $391,620 | $516,600 Land $124,980 Building $391,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
5G and 4G LTE (outdoors only)
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