4521 Harbor Bend Dr, Captiva, FL 33924 Property Records

Lee County property record for 4521 Harbor Bend Dr, Captiva, FL 33924

Property Summary

Property TypeResidential Vacant Land
Lot Size0.252 acres (10,977 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Dec 2019)
Tax Bill$1,462 (2025)
Deeds & MortgagesDec 2019 Sale
Flood ZoneZone AE (high risk)
APN05-45-21-02-00000.0350

Property Details

APN / Parcel Number

Primary APN05-45-21-02-00000.0350
Alternative APNs
  • 21054502000000350
  • 10003719

Exterior

Lot Area10,977 sqft (0.252 acres)
Lot Dimensions115 ft deep x 94 ft wide
View / LotLake

Location & Zoning

Account Number10003719
Street Address4521 HARBOR BEND DR
CityUPPER CAPTIVA
StateFL
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodePUD
Legal DescriptionSAFETY HARBOR CLUB PB 34 PG 33 LOT 35
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionSAFETY HARBOR CLUB
Legal Tract02
Legal Block1
Legal Lot Number35
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1032
Census Tract80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 NORWOOD CT, FORT MYERS, FL 33919-3105
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2019 · Amount on Record
Deed SaleDec 27, 2019 · Amount on Record
Prior SaleOct 3, 2008
Deed Document Number2019297285
Record UpdatedOct 29, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateDec 27, 2019
Property Address4521 HARBOR BEND DR, CAPTIVA, FL 33924
Document Number0000297285
Instrument DateDec 20, 2019
Instrument297285
Transaction TypeTransfer
Record UpdatedJan 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$280.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5985 BAKER CT FORT MYERS FL 339193102, FORT MYERS, FL 33919-3102

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$96,631 (+1%) Land $96,631$130,712 (+8.38%) Land $130,712
2025$1,462.00 (-4.94%)$87,846 (-27.47%) Land $87,846$120,602 (-0.43%) Land $120,602
2023$1,538.00 (+1.18%)$121,125 (-3.08%) Land $121,125$121,125 (-3.08%) Land $121,125
2022$1,520.00$124,980 Land $124,980$124,980 Land $124,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Bend Dr

Nearby Streets

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