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4491 Harbor Bend Dr, Captiva, FL 33924 Property Records

Lee County property record for 4491 Harbor Bend Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,650 sqft · built 1983
Lot Size0.326 acres (14,201 sqft)
OwnerCompany Name on File
Last Sale$510,000 (May 2022)
Tax Bill$6,024 (2025)
Deeds & MortgagesMay 2022 Sale
Aug 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-45-21-02-00000.0320

Property Details

APN / Parcel Number

Primary APN05-45-21-02-00000.0320
Alternative APNs
  • 21054502000000320
  • 10003716

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,650 sqft Living Area
Gross Area1,965 sqft
1st Floor Area774 sqft
Upper Floors Area736 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1986
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area14,201 sqft (0.326 acres)
Lot Dimensions175 ft deep x 80 ft wide
View / LotLake
PorchFlorida Room
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003716
Street Address4491 HARBOR BEND DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSAFETY HARBOR CLUB PB 34 PG 33 LOT 32
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionSAFETY HARBOR CLUB
Legal Tract02
Legal Block1
Legal Lot Number32
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1032
Census Tract80100

Owner

4491 Harbor Bend Dr is owned by a company that bought it in May 2022.

Source: Lee County records, as of July 29, 2026

Owner of RecordCompany Name on File
Mailing Address2230 SANTIAGO AVE, FORT MYERS, FL 33905-4827
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 24, 2020Warranty Deed, Transfer · Conventional Mortgage
TIMOTHY C MITCHELL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2022 · Amount on File
Deed SaleMay 18, 2022 · Amount on File
Prior SaleAug 24, 2020 · Amount on File
Deed Document Number2022168068
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 18, 2022
Property Address4491 HARBOR BEND DR, CAPTIVA, FL 33924
Document Number0000168068
Map ReferenceMB 34 PG 32
Instrument DateApr 15, 2022
Instrument2022000168068
Transaction TypeTransfer
Record UpdatedMay 31, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$3,570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1516 LANCO ST, 1516, PORT CHARLOTTE, FL 33952-2652

Transferred To (Grantee/Buyer)

NameVerified Name
Address2230 SANTIAGO AVE, FORT MYERS, FL 33905-4827

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 24, 2020
Property Address4491 HARBOR BEND DR, CAPTIVA, FL 33924
Document Number0000198512
Instrument DateAug 21, 2020
Instrument198512
Transaction TypeTransfer
Record UpdatedSep 18, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1516 LANCO ST PORT CHARLOTTE FL 339522652, PORT CHARLOTTE, FL 33952-2652

Mortgage

Document Number198513
DateAug 24, 2020
Instrument198513
Lender
NameTIMOTHY C MITCHELL
AddressPO BOX 510, ST JAMES CITY, FL 33956-0510
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueAug 23, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 4491 Harbor Bend Dr was $6,024.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$441,350 (+1%)$495,784 (+17.11%) Land $158,316 Building $337,468
2025$6,024.00$401,227$423,346 Land $138,974 Building $284,372
2023$2,394.00 (-57.91%)$121,135 (-71.59%) Land $121,125 Building $10$121,135 (-71.59%) Land $121,125 Building $10
2022$5,688.00$426,395 Land $134,978 Building $291,417$426,395 Land $134,978 Building $291,417

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4491 Harbor Bend Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4491 Harbor Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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