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4531 Harbor Bend Dr, Captiva, FL 33924 Property Records

Lee County property record for 4531 Harbor Bend Dr, Captiva, FL 33924

Property Summary

Property TypeResidential Vacant Land
Lot Size0.251 acres (10,934 sqft)
OwnerCompany Name on Record
Last Sale$154,000 (May 2022)
Tax Bill$1,755 (2025)
Deeds & MortgagesMay 2022 Sale
Feb 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-45-21-02-00000.0360

Property Details

APN / Parcel Number

Primary APN05-45-21-02-00000.0360
Alternative APNs
  • 21054502000000360
  • 10003720

Exterior

Lot Area10,934 sqft (0.251 acres)
Lot Dimensions115 ft deep x 99 ft wide
View / LotLake

Location & Zoning

Account Number10003720
Street Address4531 HARBOR BEND DR
CityUPPER CAPTIVA
StateFL
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodePUD
Legal DescriptionSAFETY HARBOR CLUB PB 34 PG 33 LOT 36
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionSAFETY HARBOR CLUB
Legal Tract02
Legal Block1
Legal Lot Number36
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1032
Census Tract80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address520 SW 21ST RD, MIAMI, FL 33129-1334
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 5, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
EDWARD L MCDONALD TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2022 · Amount on Record
Deed SaleMay 12, 2022 · Amount on Record
Prior SaleFeb 5, 2021 · Amount on Record
Deed Document Number2022160054
Prior Transfer DateJan 6, 2006
Prior Transfer Doc0000036985
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 12, 2022
Property Address4531 HARBOR BEND DR, CAPTIVA, FL 33924
Document Number0000160054
Map ReferenceMB 34 PG 32
Instrument DateJan 5, 2022
Instrument2022000160054
Transaction TypeTransfer
Record UpdatedMay 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,078.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1016 UTICA CHARLESTOWN RD, 1016, JEFFERSONVILLE, IN 47130-8367

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 SW 21ST RD, MIAMI, FL 33129-1334

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateFeb 5, 2021
Property Address4531 HARBOR BEND DR, CAPTIVA, FL 33924
Document Number0000038619
Map ReferenceMB 34 PG 32&33
Instrument DateJan 1, 2021
Instrument2021000038619
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$577.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 185, CAPTIVA, FL 33924-0185

Transferred To (Grantee/Buyer)

NameVerified Name
Address4531 HARBOR BEND DR, CAPTIVA, FL 33924

Mortgage

Document Number0000038620
DateFeb 5, 2021
Instrument2021000038620
Lender
NameEDWARD L MCDONALD TRUST
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term62 Months
DueApr 1, 2026

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,810 (+8.84%) Land $129,810$129,810 (+7.64%) Land $129,810
2025$1,755.00 (-10.73%)$119,270 (-1.53%) Land $119,270$120,602 (-0.43%) Land $120,602
2023$1,966.00 (-3.44%)$121,125 (-3.08%) Land $121,125$121,125 (-3.08%) Land $121,125
2022$2,036.00$124,980 Land $124,980$124,980 Land $124,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
CenturyLink
DSL		60 / 5
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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