454 Oxford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 454 Oxford Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,137 sqft · built 1928
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Jun 2023)
Tax Bill$2,119 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-25-016-111-015

Property Details

APN / Parcel Number

Primary APN06-25-016-111-015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,137 sqft Living Area
1st Floor Area558 sqft
2nd Floor Area535 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area4,356 sqft (0.1 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area352 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address454 OXFORD AVE
CityELYRIA
StateOH
Zip44035-6420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILL R CO 1 40 X 110
Legal SubdivisionHILL R CO 1 FRNT
Legal Tract25
Legal Block111
Legal Lot Number80
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2003
Census Tract71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address454 OXFORD AVE, ELYRIA, OH 44035-6420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2023 · Amount on Record
Deed SaleJun 21, 2023 · Amount on Record
Prior SaleMay 15, 2015
Deed Document Number2023003121
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 21, 2023
Property Address454 OXFORD AVE, ELYRIA, OH 44035-6420
Document Number0000919704
Map ReferenceVOL 6 PG 55
Instrument DateJun 7, 2023
Instrument2023-0919704
Transaction TypeTransfer
Record UpdatedJul 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address454 OXFORD AVE, ELYRIA, OH 44035-6420

Mortgage

Document Number0000919705
DateJun 21, 2023
Instrument2023-0919705
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,119.00$44,480 (+0.01%) Land $5,650 Building $38,830$127,070 (-) Land $16,130 Building $110,940
2024$2,119.00 (+24.5%)$44,475 (+45.82%) Land $5,646 Building $38,829$127,070 (+45.82%) Land $16,130 Building $110,940
2023$1,702.00 (+0.29%)$30,499 (%) Land $5,782 Building $24,717$87,140 (-) Land $16,520 Building $70,620
2022$1,697.00$30,500 Land $5,780 Building $24,720
2021$87,140 Land $16,520 Building $70,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

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