443 Oxford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 443 Oxford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,468 sqft · built 1950
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$174,000 (Nov 2023)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-016-112-002`

Property Details

APN / Parcel Number

Primary APN	`06-25-016-112-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,468 sqft Living Area
1st Floor Area	802 sqft
2nd Floor Area	621 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1956
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	150 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	443 OXFORD AVE
City	ELYRIA
State	OH
Zip	44035-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILL 90 X 135
Legal Subdivision	HILL REALTY COMPANYS SUBDIVISION #1
Legal Tract	25
Legal Block	112
Legal Lot Number	138-139
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2004
Census Tract	71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	443 OXFORD AVE, ELYRIA, OH 44035-6419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STAR CU INC
Sep 1, 2017	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	2023006245
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 20, 2023
Property Address	443 OXFORD AVE, ELYRIA, OH 44035-6419
Document Number	0000936338
Map Reference	VOL 6 PG 55
Instrument Date	Nov 16, 2023
Instrument	2023-0936338
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 OXFORD AVE, ELYRIA, OH 44035-6419

Mortgage

Document Number	0000936339
Date	Nov 20, 2023
Instrument	2023-0936339

Lender

Name	COMMUNITY STAR CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 1, 2017
Property Address	443 OXFORD AVE, ELYRIA, OH 44035-6419
Document Number	0000642926
Instrument Date	Aug 31, 2017
Instrument	642926
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 OXFORD AVE ELYRIA OH 440356419, ELYRIA, OH 44035-6419

Mortgage

Document Number	642927
Date	Sep 1, 2017
Instrument	642927

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,341.00	$49,720 (+%) Land $10,910 Building $38,810	$142,050 (-) Land $31,160 Building $110,890
2024	$2,341.00 (+3.63%)	$49,718 (+19.92%) Land $10,906 Building $38,812	$142,050 (+19.92%) Land $31,160 Building $110,890
2023	$2,259.00 (+0.36%)	$41,458 (%) Land $9,496 Building $31,962	$118,450 (-) Land $27,130 Building $91,320
2022	$2,251.00	$41,460 Land $9,500 Building $31,960
2021			$118,450 Land $27,130 Building $91,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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