447 Oxford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 447 Oxford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,218 sqft · built 1950
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$57,500 (Aug 2019)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-016-112-003`

Property Details

APN / Parcel Number

Primary APN	`06-25-016-112-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,176 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	135 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	447 OXFORD AVE
City	ELYRIA
State	OH
Zip	44035-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILL REALTY CO 45 X 135
Legal Subdivision	HILL R CO FRNT
Legal Tract	25
Legal Block	112
Legal Lot Number	140
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2004
Census Tract	71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	447 OXFORD AVE, ELYRIA, OH 44035-6419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 18, 2020	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK
Aug 21, 2019	Grant Deed, Transfer OMEGA TITLE SERVICES, OMEGA TITLE AGCY
Jun 19, 2019	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2019 · Amount on Record
Deed Sale	Aug 21, 2019 · Amount on Record
Prior Sale	Aug 21, 2019 · Amount on Record
Deed Document Number	0000727098
Last Transfer Date	Jun 18, 2020
Transfer Doc	0000765204
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	447 OXFORD AVE, ELYRIA, OH 44035-6419
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 OXFORD AVE, ELYRIA, OH 44035-6419

Mortgage

Document Number	20210841379
Date	Sep 28, 2021
Instrument	2021-0841379

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 18, 2020
Property Address	447 OXFORD AVE, ELYRIA, OH 44035-6419
Document Number	0000765204
Instrument Date	Jun 17, 2020
Instrument	765204
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	BLACK TIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 OXFORD AVE ELYRIA OH 440356419, ELYRIA, OH 44035-6419

Mortgage

Document Number	765205
Date	Jun 18, 2020
Instrument	765205

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 21, 2019
Property Address	447 OXFORD AVE, ELYRIA, OH 44035-6419
Document Number	0000727098
Instrument Date	Aug 8, 2019
Instrument	727098
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	OMEGA TITLE SERVICES, OMEGA TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4740 ARBOR AVE SHEFFIELD VILLAGE OH 440542802, SHEFFIELD VILLAGE, OH 44054-2802

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 19, 2019
Property Address	447 OXFORD AVE, ELYRIA, OH 44035-6419
Document Number	0000718914
Instrument Date	May 21, 2019
Instrument	718914
Transaction Type	Foreclosure
Record Updated	Jul 4, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$200.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	447 OXFORD AVE ELYRIA OH 440356419, ELYRIA, OH 44035-6419

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,424.00	$51,470 (+%) Land $7,010 Building $44,460	$147,050 (-) Land $20,030 Building $127,020
2024	$2,424.00 (+25.34%)	$51,468 (+45.02%) Land $7,011 Building $44,457	$147,050 (+45.02%) Land $20,030 Building $127,020
2023	$1,934.00 (-0.05%)	$35,490 (-) Land $7,182 Building $28,308	$101,400 (-) Land $20,520 Building $80,880
2022	$1,935.00	$35,490 Land $7,180 Building $28,310
2021			$101,400 Land $20,520 Building $80,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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