444 Oxford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 444 Oxford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-016-111-012`

Property Details

APN / Parcel Number

Primary APN	`06-25-016-111-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	576 sqft
2nd Floor Area	576 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Other
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	190 sqft
Patio Area	150 sqft
Balcony	Balcony
Balcony Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	444 OXFORD AVE
City	ELYRIA
State	OH
Zip	44035-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILL R CO 40.00 X 110.00
Legal Subdivision	HILL R CO FRNT
Legal Tract	25
Legal Block	111
Legal Lot Number	83
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2003
Census Tract	71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	444 OXFORD AVE, ELYRIA, OH 44035-6420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 30, 2020	Warranty Deed, Transfer CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 30, 2020
Transfer Doc	0000781175
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	444 OXFORD AVE, ELYRIA, OH 44035-6420
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 OXFORD AVE, ELYRIA, OH 44035-6420

Mortgage

Document Number	0000904211
Date	Jan 19, 2023
Instrument	2023-0904211

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 30, 2020
Property Address	444 OXFORD AVE, ELYRIA, OH 44035-6420
Document Number	0000781175
Instrument Date	Sep 28, 2020
Instrument	781175
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 OXFORD AVE ELYRIA OH 440356420, ELYRIA, OH 44035-6420

Mortgage

Document Number	781176
Date	Sep 30, 2020
Instrument	781176

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00	$43,490 (+0.01%) Land $5,650 Building $37,840	$124,240 (-) Land $16,130 Building $108,110
2024	$2,048.00 (+7.9%)	$43,485 (+24.82%) Land $5,646 Building $37,839	$124,240 (+24.81%) Land $16,130 Building $108,110
2023	$1,898.00 (+2.43%)	$34,839 (+2.08%) Land $5,782 Building $29,057	$99,540 (+2.08%) Land $16,520 Building $83,020
2022	$1,853.00	$34,130 Land $5,780 Building $28,350
2021			$97,510 Land $16,520 Building $80,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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