Elbert County property record for 45385 Summit Rd, Parker, CO 80138
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,398 sqft · built 1979 |
| Lot Size | 5.04 acres (219,542 sqft) |
| Owner | Individual Name on File |
| Last Sale | $640,000 (Nov 2023) |
| Tax Bill | $3,692 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64183-01-022 |
| Primary APN | 64183-01-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,398 sqft Living Area |
| 1st Floor Area | 1,271 sqft |
| Basement Area | 1,259 sqft |
| Finished Basement | 1,139 sqft |
| Flooring | Subfloor |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 219,542 sqft (5.04 acres) |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Evaporative |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Other |
| Account Number | R103687 |
|---|---|
| Old Parcel Number | 6418301022 |
| Street Address | 45385 SUMMIT RD |
| City | PARKER |
| State | CO |
| Zip | 80138-4319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | SECTION: 18 TOWNSHIP: 6 RANGE: 64SUBDIVISION: MOUNTAIN VIEW RANCH F2 LOT: 51 |
| Legal Range | 64 |
| Legal Township | 06 |
| Legal Section | 18 |
| Legal Quarter | SW |
| Legal Subdivision | MOUNTAIN VIEW RANCH F2 |
| Legal Lot Number | 51 |
| Jurisdiction | ELBERT CO |
| Township / Civil Division | ELIZABETH |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 961204 |
45385 Summit Rd is owned and occupied by an individual who bought it in November 2023.
Source: Elbert County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 45385 SUMMIT RD, PARKER, CO 80138-4319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FORTUNE FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2023 · Amount on File |
| Deed Sale | Nov 13, 2023 · Amount on File |
| Prior Sale | Sep 16, 2013 · Amount on File |
| Deed Document Number | 630398 |
| Deed Book / Page | 839 / 939 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Nov 13, 2023 |
| Property Address | 45385 SUMMIT RD, PARKER, CO 80138-4319 |
| Document Number | 0008390939 |
| Book / Page | 839 / 939 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 630398 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | FITCO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45385 SUMMIT RD, PARKER, CO 80138-4319 |
| Document Number | 0000630400 |
|---|---|
| Date | Nov 13, 2023 |
| Instrument | 630400 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 45385 SUMMIT RD, PARKER, CO 80138-4319 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007790057 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 0779/0057 |
| Instrument | 570296 |
| Name | FORTUNE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2027 |
The 2025 property tax bill for 45385 Summit Rd was $3,692.
Source: Elbert County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Elbert County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,692.00 | $39,580 Land $9,690 Building $29,890 | $633,300 Land $155,000 Building $478,300 |
| 2023 | $3,353.00 (+24.28%) | $40,000 (+23.84%) Land $9,510 Building $30,490 | $596,976 (+28.48%) Land $141,924 Building $455,052 |
| 2022 | $2,698.00 | $32,300 Land $10,430 Building $21,870 | $464,638 Land $150,000 Building $314,638 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45385 Summit Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 5, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45385 Summit Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 54% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHORN RANCH MD NO 1 private · serves 530 people · EPA ID CO0120244 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maverix Broadband Fiber | 10,000 / 10,000 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Aerux Broadband Fixed Wireless | 100 / 100 |
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