Elbert County property record for 45321 Summit Rd, Parker, CO 80138
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 2,332 sqft · built 1979 |
| Lot Size | 5.94 acres (258,746 sqft) |
| Owner | Trust Name on File |
| Last Sale | $815,000 (Aug 2025) |
| Tax Bill | $3,862 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64183-01-021 |
| Primary APN | 64183-01-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,332 sqft Living Area |
| Basement Area | 1,166 sqft |
| Finished Basement | 1,166 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 258,746 sqft (5.94 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Evaporative |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | R103686 |
|---|---|
| Street Address | 45321 SUMMIT RD |
| City | PARKER |
| State | CO |
| Zip | 80138-4319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | SECTION: 18 TOWNSHIP: 6 RANGE: 64SUBDIVISION: MOUNTAIN VIEW RANCH F2 LOT: 50 |
| Legal Range | 64E |
| Legal Township | 6S |
| Legal Section | 18 |
| Legal Subdivision | MOUNTAIN VIEW RANCH F2 |
| Legal Lot Number | 50 |
| Jurisdiction | ELBERT CO |
| Township / Civil Division | ELIZABETH |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 961204 |
45321 Summit Rd is owner-occupied and held in a trust since February 2026.
Source: Elbert County records, as of March 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 45321 SUMMIT RD, PARKER, CO 80138-4319 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Feb 25, 2026 | Intrafamily Transfer, Transfer |
| Aug 5, 2019 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Dec 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on File |
| Deed Sale | Aug 7, 2025 · Amount on File |
| Prior Sale | Dec 2, 2019 · Amount on File |
| Deed Document Number | 2025645041 |
| Deed Book / Page | 854 / 82 |
| Last Transfer Date | Feb 20, 2026 |
| Transfer Doc | 0008580098 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 45321 SUMMIT RD, PARKER, CO 80138-4319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008570848 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 857/848 |
| Instrument | 648906 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Feb 25, 2026 |
| Property Address | 45321 SUMMIT RD, PARKER, CO 80138-4319 |
| Document Number | 0008580098 |
| Book / Page | 858 / 98 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 649160 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 45321 SUMMIT RD, PARKER, CO 80138-4319 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 45321 SUMMIT RD, PARKER, CO 80138-4319 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007960388 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 0796/0388 |
| Instrument | 587653 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.65% |
| Type Change Date | Aug 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Dec 2, 2019 |
| Property Address | 45321 SUMMIT RD, PARKER, CO 80138-4319 |
| Document Number | 0007990516 |
| Book / Page | 0799 / 0516 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 590819 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | ARAPAHOE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45321 SUMMIT RD, 45321, PARKER, CO 80138-4319 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45321 SUMMIT RD, PARKER, CO 80138-4319 |
| Document Number | 0000590820 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 590820 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 45321 SUMMIT RD, PARKER, CO 80138-4319 |
| Document Number | 0007960389 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45321 SUMMIT RD PARKER CO 801384319, PARKER, CO 80138-4319 |
| Document Number | 0007960389 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 000796/000389 |
| Instrument | 587654 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 996 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.65% |
The 2025 property tax bill for 45321 Summit Rd was $3,862, up 4.7% from the year before.
Source: Elbert County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Elbert County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,862.00 (+4.75%) | $41,400 Land $9,690 Building $31,710 | $662,400 Land $155,000 Building $507,400 |
| 2024 | $3,687.00 (+1.79%) | ||
| 2023 | $3,622.00 (+31.71%) | $43,210 (+31.26%) Land $9,570 Building $33,640 | $644,949 (+36.2%) Land $142,821 Building $502,128 |
| 2022 | $2,750.00 | $32,920 Land $10,430 Building $22,490 | $473,530 Land $150,000 Building $323,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45321 Summit Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 5, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45321 Summit Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 52% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHORN RANCH MD NO 1 private · serves 530 people · EPA ID CO0120244 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maverix Broadband Fiber | 10,000 / 10,000 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Aerux Broadband Fixed Wireless | 100 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures