Elbert County property record for 45308 Summit Rd, Parker, CO 80138
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 2,682 sqft · built 1986 |
| Lot Size | 5.6 acres (243,936 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Mar 2024) |
| Tax Bill | $5,046 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64184-01-005 |
| Primary APN | 64184-01-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,682 sqft Living Area |
| Gross Area | 4,564 sqft |
| 1st Floor Area | 2,282 sqft |
| Basement Area | 2,282 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 1,882 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 243,936 sqft (5.6 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | R103694 |
|---|---|
| Street Address | 45308 SUMMIT RD |
| City | PARKER |
| State | CO |
| Zip | 80138-4318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | SECTION: 18 TOWNSHIP: 6 RANGE: 64SUBDIVISION: MOUNTAIN VIEW RANCH F2 LOT: 60 |
| Legal Range | 64E |
| Legal Township | 6S |
| Legal Section | 18 |
| Legal Subdivision | MOUNTAIN VIEW RANCH F2 |
| Legal Lot Number | 60 |
| Jurisdiction | ELBERT CO |
| Township / Civil Division | ELIZABETH |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 961204 |
Source: Elbert County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45308 SUMMIT RD, PARKER, CO 80138-4318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 4, 2024 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Sep 3, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2024 · Amount on Record |
| Deed Sale | Mar 4, 2024 · Amount on Record |
| Prior Sale | May 4, 2001 · Amount on Record |
| Deed Document Number | 2024632930 |
| Deed Book / Page | 842 / 432 |
| Prior Transfer Date | Mar 24, 2010 |
| Prior Transfer Doc | 0007170942 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Mar 4, 2024 |
| Property Address | 45308 SUMMIT RD, PARKER, CO 80138-4318 |
| Document Number | 0008420432 |
| Book / Page | 842 / 432 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 632930 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45308 SUMMIT RD, PARKER, CO 80138-4318 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45308 SUMMIT RD, PARKER, CO 80138-4318 |
| Document Number | 0000632931 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 632931 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 45308 SUMMIT RD, PARKER, CO 80138-4318 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0008150697 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 815/697 |
| Instrument | 607135 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 45308 SUMMIT RD, PARKER, CO 80138-4318 |
| Document Number | 0007970464 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 45308 SUMMIT RD PARKER CO 801384318, PARKER, CO 80138-4318 |
| Document Number | 0007970464 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 000797/000464 |
| Instrument | 588743 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2049 |
Source: Elbert County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Elbert County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,046.00 (+28.63%) | $54,100 (+17.66%) Land $9,690 Building $44,410 | $865,500 (+26.09%) Land $155,000 Building $710,500 |
| 2024 | $3,923.00 (+1.76%) | ||
| 2023 | $3,855.00 (+25.9%) | $45,980 (+25.46%) Land $9,610 Building $36,370 | $686,400 (+30.17%) Land $143,501 Building $542,899 |
| 2022 | $3,062.00 | $36,650 Land $10,430 Building $26,220 | $527,300 Land $150,000 Building $377,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 5, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 54% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHORN RANCH MD NO 1 private · serves 530 people · EPA ID CO0120244 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maverix Broadband Fiber | 10,000 / 10,000 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Aerux Broadband Fixed Wireless | 100 / 100 |
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