Elbert County property record for 45530 Summit Rd, Parker, CO 80138
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,458 sqft · built 2001 |
| Lot Size | 5.08 acres (221,285 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $710,000 (Nov 2019) |
| Tax Bill | $4,444 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64181-01-012 |
| Primary APN | 64181-01-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,458 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Bi-Level |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 221,285 sqft (5.08 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Quonset Hut | Quonset Hut |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | R103627 |
|---|---|
| Street Address | 45530 SUMMIT RD |
| City | PARKER |
| State | CO |
| Zip | 80138-4318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | SECTION: 18 TOWNSHIP: 6 RANGE: 64SUBDIVISION: MOUNTAIN VIEW RANCH F2 LOT: 58 |
| Legal Range | 64E |
| Legal Township | 6S |
| Legal Section | 18 |
| Legal Subdivision | MOUNTAIN VIEW RANCH F2 |
| Legal Lot Number | 58 |
| Jurisdiction | ELBERT CO |
| Township / Civil Division | ELIZABETH |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 961204 |
45530 Summit Rd is owned and occupied by two individuals who bought it in November 2019.
Source: Elbert County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45530 SUMMIT RD, PARKER, CO 80138-4318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit WESTERRA CU |
| Nov 13, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 13, 2019 | Quit Claim Deed, Transfer OTHER |
| Sep 18, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on File |
| Deed Sale | Nov 13, 2019 · Amount on File |
| Prior Sale | Apr 29, 2014 · Amount on File |
| Deed Document Number | 2019590431 |
| Deed Book / Page | 799 / 130 |
| Prior Transfer Date | Nov 8, 2019 |
| Prior Transfer Doc | 0007990128 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 45530 SUMMIT RD, PARKER, CO 80138-4318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0008140298 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 814/298 |
| Instrument | 605730 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 45530 SUMMIT RD, PARKER, CO 80138-4318 |
| Document Number | 0008030239 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45530 SUMMIT RD PARKER CO 801384318, PARKER, CO 80138-4318 |
| Document Number | 0008030239 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 000803/000239 |
| Instrument | 594572 |
| Name | WESTERRA CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 26, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Nov 13, 2019 |
| Property Address | 45530 SUMMIT RD, PARKER, CO 80138-4318 |
| Document Number | 0007990130 |
| Book / Page | 0799 / 0130 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 590431 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45530 SUMMIT RD, PARKER, CO 80138-4318 |
| Document Number | 0000590432 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 590432 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Nov 13, 2019 |
| Property Address | 45530 SUMMIT RD, PARKER, CO 80138-4318 |
| Document Number | 0007990128 |
| Book / Page | 000799 / 000128 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 590429 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 45530 SUMMIT RD PARKER CO 801384318, PARKER, CO 80138-4318 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELBERT CO |
| Recording Date | Sep 18, 2018 |
| Property Address | 45530 SUMMIT RD, PARKER, CO 80138-4318 |
| Document Number | 0007890419 |
| Book / Page | 000789 / 000419 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 580603 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 45530 SUMMIT RD PARKER CO 801384318, PARKER, CO 80138-4318 |
The 2025 property tax bill for 45530 Summit Rd was $4,444, up 2.7% from the year before.
Source: Elbert County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Elbert County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,444.00 (+2.7%) | $47,640 Land $9,690 Building $37,950 | $762,200 Land $155,000 Building $607,200 |
| 2024 | $4,327.00 (+1.79%) | ||
| 2023 | $4,251.00 (+27.54%) | $50,710 (+27.09%) Land $9,680 Building $41,030 | $756,957 (+31.85%) Land $144,501 Building $612,456 |
| 2022 | $3,333.00 | $39,900 Land $10,430 Building $29,470 | $574,096 Land $150,000 Building $424,096 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45530 Summit Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 5, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45530 Summit Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 50% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHORN RANCH MD NO 1 private · serves 530 people · EPA ID CO0120244 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Maverix Broadband Fiber | 10,000 / 10,000 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Aerux Broadband Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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