45374 Zuma Dr, Temecula, CA 92592 Property Records

Riverside County property record for 45374 Zuma Dr, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 1,294 sqft · built 1991
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$610,000 (Mar 2026)
Tax Bill$6,485 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Apr 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN918-363-012

Property Details

APN / Parcel Number

Primary APN918-363-012

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,294 sqft Living Area
Gross Area1,769 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood
Roof MaterialTile
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address45374 ZUMA DR
CityTEMECULA
StateCA
Zip92592-5722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.12 ACRES IN LOT 47 MB 173/084 TR 19872-4
Legal SubdivisionTRACT 19872 4
Legal Tract19872-4
Legal Lot Number47
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group3
Census Block3015
Census Tract43254

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45374 ZUMA DR, TEMECULA, CA 92592-5722
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Grant Deed, Transfer · VA Mortgage
KIND LENDING LLC
Apr 14, 2021Grant Deed, Transfer · FHA Mortgage
QUICKEN LOANS LLC
Feb 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2026 · Amount on Record
Deed SaleMar 31, 2026 · Amount on Record
Prior SaleApr 14, 2021 · Amount on Record
Deed Document Number202695596
Prior Transfer DateJun 25, 1996
Prior Transfer Doc0000260805
Record UpdatedOct 29, 2026

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateMar 31, 2026
Property Address45374 ZUMA DR, TEMECULA, CA 92592-5722
Document Number0000095596
Map ReferenceMB 173 PG 84-88
Instrument DateMar 13, 2026
Instrument2026-0095596
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45374 ZUMA DR, TEMECULA, CA 92592-5722

Mortgage

Document Number0000095597
DateMar 31, 2026
Instrument2026-0095597
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateApr 14, 2021
Property Address45374 ZUMA DR, TEMECULA, CA 92592-5722
Document Number0000231936
Map ReferenceMB 173 PG 84-88
Instrument DateMar 23, 2021
Instrument2021-0231936
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45374 ZUMA DR, TEMECULA, CA 92592-5722

Mortgage

Document Number0000231937
DateApr 14, 2021
Instrument2021-0231937
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45374 ZUMA DR, TEMECULA, CA 92592-5722
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082223
DateFeb 28, 2017
Instrument2017-0082223
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2037

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$557,557 (+2%) Land $126,967 Building $430,590
2025$6,485.00 (+1.53%)$546,626 (+4.04%) Land $124,478 Building $422,148
2024$6,387.00 (+0.88%)
2023$6,331.00 (+2.26%)$525,402 Land $119,646 Building $405,756
2022$6,191.00
2021$445,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 63% of California
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

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