Riverside County property record for 45370 Zuma Dr, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,294 sqft · built 1991 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Aug 2021) |
| Tax Bill | $6,801 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Aug 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 918-363-011 |
| Primary APN | 918-363-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,294 sqft Living Area |
| Gross Area | 1,961 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45370 ZUMA DR |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-5722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .10 ACRES IN LOT 46 MB 173/084 TR 19872-4 |
| Legal Subdivision | TRACT NO 19872 4 4 |
| Legal Tract | 19872-4 |
| Legal Lot Number | 46 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 43254 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45370 ZUMA DR, TEMECULA, CA 92592-5722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Aug 11, 2021 | Intrafamily Transfer, Transfer USA NATIONAL TITLE COMPANY |
| Aug 11, 2021 | Grant Deed, Transfer · Conventional Mortgage EAST WEST BANK |
| Apr 24, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 14, 2020 | Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC |
| Feb 13, 2018 | Grant Deed, Transfer · VA Mortgage DITECH FINANCIAL LLC |
| Nov 28, 2017 | Grant Deed, Transfer LAWYERS TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on Record |
| Deed Sale | Aug 11, 2021 · Amount on Record |
| Prior Sale | Dec 14, 2020 |
| Deed Document Number | 2021481210 |
| Prior Transfer Date | Jul 19, 2021 |
| Prior Transfer Doc | 0000481209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 11, 2021 |
| Property Address | 45370 ZUMA DR, TEMECULA, CA 92592-5722 |
| Document Number | 0000481209 |
| Map Reference | MB 173 PG 84-88 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021-0481209 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | USA NATIONAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45370 ZUMA DR, TEMECULA, CA 92592-5722 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 11, 2021 |
| Property Address | 45370 ZUMA DR, TEMECULA, CA 92592-5722 |
| Document Number | 0000481210 |
| Map Reference | MB 173 PG 84-88 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021-0481210 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | USA NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45370 ZUMA DR, TEMECULA, CA 92592-5722 |
| Document Number | 0000481211 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021-0481211 |
| Name | EAST WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45370 ZUMA DR, TEMECULA, CA 92592-5722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNITED SHORE FINCL SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000139140 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 2019-0139140 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Dec 14, 2020 |
| Property Address | 45370 ZUMA DR, TEMECULA, CA 92592-5722 |
| Document Number | 0000634453 |
| Map Reference | MB 173 PG 84-88 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 2020-0634453 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45370 ZUMA DR, TEMECULA, CA 92592-5722 |
| Document Number | 0000634454 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-0634454 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Feb 13, 2018 |
| Property Address | 45370 ZUMA DR, TEMECULA, CA 92592-5722 |
| Document Number | 0000052836 |
| Map Reference | MB 173 PG 84-88 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 2018-0052836 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45370 ZUMA DR, TEMECULA, CA 92592-5722 |
| Document Number | 0000052837 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 2018-0052837 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 28, 2017 |
| Property Address | 45370 ZUMA DR, TEMECULA, CA 92592-5722 |
| Document Number | 0000496113 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 496113 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $319.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 13322 BENCHLEY RD SAN DIEGO CA 921301246, SAN DIEGO, CA 92130-1246 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $595,335 (+2%) Land $129,890 Building $465,445 | ||
| 2025 | $6,801.00 (+1.55%) Homeowner's exemption | $583,663 (+4.04%) Land $127,344 Building $456,319 | |
| 2024 | $6,697.00 (+0.9%) | ||
| 2023 | $6,637.00 (+2.27%) Homeowner's exemption | $561,000 Land $122,400 Building $438,600 | |
| 2022 | $6,490.00 | ||
| 2021 | $483,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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