45355 Zuma Dr, Temecula, CA 92592 Property Records

Riverside County property record for 45355 Zuma Dr, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,294 sqft · built 1991
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$3,075 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`918-363-018`

Property Details

APN / Parcel Number

Primary APN	`918-363-018`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,294 sqft Living Area
Gross Area	1,769 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	45355 ZUMA DR
City	TEMECULA
State	CA
Zip	92592-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.16 ACRES IN LOT 53 MB 173/084 TR 19872-4
Legal Subdivision	TRACT NO. 198724
Legal Tract	19872-4
Legal Lot Number	53
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	3
Census Block	3015
Census Tract	43254

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45355 ZUMA DR, TEMECULA, CA 92592-5722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 6, 2008
Transfer Doc	0000341018
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 8, 2022
Property Address	45355 ZUMA DR, TEMECULA, CA 92592-5722
Document Number	0000305371
Map Reference	MB 173 PG 84-88
Instrument Date	Jul 1, 2022
Instrument	2022-0305371
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45355 ZUMA DR, TEMECULA, CA 92592-5722

Mortgage

Document Number	0000305372
Date	Jul 8, 2022
Instrument	2022-0305372

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,436 (+2%) Land $72,121 Building $162,315
2025	$3,075.00 (+2.36%)	$229,840 (+4.04%) Land $70,707 Building $159,133
2023	$3,004.00 (+5.15%)	$220,916 Land $67,962 Building $152,954
2022	$2,857.00
2021			$474,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25