Riverside County property record for 45339 Zuma Dr, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,189 sqft · built 1991 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Feb 2018) |
| Tax Bill | $5,068 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jan 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 918-362-037 |
| Primary APN | 918-362-037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| Gross Area | 1,772 sqft |
| 1st Floor Area | 1,189 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 45339 ZUMA DR |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-5721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .10 ACRES IN LOT 14 MB 173/084 TR 19872-4 |
| Legal Subdivision | TRACT NO 19872 4 |
| Legal Tract | 19872-4 |
| Legal Lot Number | 14 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 43254 |
Source: Riverside County records, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45339 ZUMA DR, TEMECULA, CA 92592-5721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 6, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU |
| Feb 28, 2018 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY |
| Feb 28, 2018 | Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2018 · Amount on Record |
| Deed Sale | Feb 28, 2018 · Amount on Record |
| Prior Sale | Jun 14, 2002 · Amount on Record |
| Deed Document Number | 201876258 |
| Prior Transfer Date | Jan 26, 2018 |
| Prior Transfer Doc | 0000076257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45339 ZUMA DR, TEMECULA, CA 92592-5721 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000502489 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 2019-0502489 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45339 ZUMA DR, TEMECULA, CA 92592-5721 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000046246 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 2020-0046246 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45339 ZUMA DR, TEMECULA, CA 92592-5721 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 45339 ZUMA DR, TEMECULA, CA 92592-5721 |
| Document Number | 0000066298 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021-0066298 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 45339 ZUMA DR, TEMECULA, CA 92592-5721 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 45339 ZUMA DR, TEMECULA, CA 92592-5721 |
| Document Number | 0000025108 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022-0025108 |
| Name | WESCOM CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | ANAHEIM, CA 92807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Feb 28, 2018 |
| Property Address | 45339 ZUMA DR, TEMECULA, CA 92592-5721 |
| Document Number | 0000076257 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 76257 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45339 ZUMA DR TEMECULA CA 925925721, TEMECULA, CA 92592-5721 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Feb 28, 2018 |
| Property Address | 45339 ZUMA DR, TEMECULA, CA 92592-5721 |
| Document Number | 0000076258 |
| Map Reference | MB 173 PG 84-88 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 2018-0076258 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45339 ZUMA DR, TEMECULA, CA 92592-5721 |
| Document Number | 0000076259 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 2018-0076259 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,608 (+2%) Land $127,661 Building $295,947 | ||
| 2025 | $5,068.00 (+2.49%) Homeowner's exemption | $415,303 (+4.04%) Land $125,158 Building $290,145 | |
| 2023 | $4,945.00 (+2.38%) Homeowner's exemption | $399,178 Land $120,299 Building $278,879 | |
| 2022 | $4,830.00 | ||
| 2021 | $423,810 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 67% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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