4537 River Gate Dr, Clemmons, NC 27012 Property Records

Forsyth County property record for 4537 River Gate Dr, Clemmons, NC 27012

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,960 sqft · built 2018
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$423,500 (Feb 2022)
Tax Bill$2,544 (2025)
Deeds & MortgagesJun 2022 Mortgage
Feb 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN5892-94-4457.00

Property Details

APN / Parcel Number

Primary APN5892-94-4457.00
Alternative APN
  • 5892944457000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,960 sqft Living Area

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
PorchOpen Porch
Porch Area35 sqft
Patio Area182 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4537 RIVER GATE DR
CityCLEMMONS
StateNC
Zip27012-6990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS9
Legal DescriptionLO:140 BL:4210D
Legal SubdivisionRIVERGATE PH 7
Legal Block4210D
Legal Lot Number140
JurisdictionFORSYTH NC
Township / Civil DivisionCLEMMONSVILLE
Census Block Group2
Census Block2005
Census Tract4015

Owner

Source: Forsyth County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Deed of Trust, Mortgage · Unknown
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Feb 2, 2022Warranty Deed, Transfer
Jun 17, 2020Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2022 · Amount on Record
Deed SaleFeb 2, 2022 · Amount on Record
Prior SaleDec 27, 2018 · Amount on Record
Deed Document Number0036732458
Deed Book / Page3673 / 2458
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH NC
Property Address4537 RIVER GATE DR, CLEMMONS, NC 27012-6990
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037041062
DateJun 30, 2022
Book Page3704/1062
Instrument2022030921
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeUnknown
AmountAmount Recorded
Term61 Months
DueJul 9, 2027

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH NC
Recording DateFeb 2, 2022
Property Address4537 RIVER GATE DR, CLEMMONS, NC 27012-6990
Document Number0036732458
Book / Page3673 / 2458
Map ReferenceMB 67 PG 38
Instrument DateJan 27, 2022
Instrument2022005508
Transaction TypeTransfer
Record UpdatedFeb 14, 2022

Transaction

AmountAmount Recorded
Tax$847.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address386 COKESBURY PARK LN, 386, FUQUAY VARINA, NC 27526-4417

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH NC
Property Address4537 RIVER GATE DR, CLEMMONS, NC 27012-6990
Document Number0035320844
Instrument DateJun 17, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4537 RIVER GATE DR CLEMMONS NC 270126990, CLEMMONS, NC 27012-6990

Mortgage

Document Number0035320844
DateJun 19, 2020
Book Page003532/000844
Instrument25261
Lender
NamePENNYMAC
AddressWINSTON SALEM, NC 27104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyForsyth County
Unified School DistrictForsyth County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,544.00 (+14.8%)$416,300 (+39.28%) Land $68,000 Building $348,300$416,300 (+39.28%) Land $68,000 Building $348,300
2023$2,216.00$298,900 Land $45,000 Building $253,900$298,900 Land $45,000 Building $253,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WINSTON-SALEM
serves 391,900 people · EPA ID NC0234010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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