4551 River Gate Dr, Clemmons, NC 27012 Property Records

Forsyth County property record for 4551 River Gate Dr, Clemmons, NC 27012

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,459 sqft · built 2018
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$219,000 (Nov 2018)
Tax Bill$2,444 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN5892-94-3398.00

Property Details

APN / Parcel Number

Primary APN5892-94-3398.00
Alternative APN
  • 5892943398000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,459 sqft Living Area

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
PorchOpen Porch
Porch Area50 sqft
Patio Area525 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4551 RIVER GATE DR
CityCLEMMONS
StateNC
Zip27012-6990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS9
Legal DescriptionLO:138 BL:4210D
Legal SubdivisionRIVERGATE PH 7
Legal Block4210D
Legal Lot Number138
JurisdictionFORSYTH NC
Township / Civil DivisionCLEMMONSVILLE
Census Block Group2
Census Block2005
Census Tract4015

Owner

Source: Forsyth County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4551 RIVER GATE DR, CLEMMONS, NC 27012-6990
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jul 23, 2018Trustee's Deed, Construction Loan · Line of Credit
ALLEGACY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2018 · Amount on Record
Deed SaleNov 14, 2018 · Amount on Record
Deed Document Number0003434660
Deed Book / Page3434 / 660
Record UpdatedJun 8, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH NC
Recording DateNov 14, 2018
Property Address4551 RIVER GATE DR, CLEMMONS, NC 27012-6990
Document Number0034340660
Book / Page3434 / 0660
Map ReferenceMB 67 PG 38
Instrument DateNov 8, 2018
Transaction TypeTransfer
Record UpdatedMar 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$438.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address221 JONESTOWN RD, 221, WINSTON SALEM, NC 27104-4618

Transferred To (Grantee/Buyer)

NameVerified Name
Address4551 RIVER GATE DR, CLEMMONS, NC 27012-6990

Mortgage

Document Number0034340662
DateNov 14, 2018
Instrument3434/0662
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFORSYTH NC
Recording DateJul 23, 2018
Property Address4551 RIVER GATE DR, CLEMMONS, NC 27012-6990
Document Number0034161020
Book / Page003416 / 001020
Instrument DateJul 23, 2018
Instrument28064
Transaction TypeConstruction Loan
Record UpdatedJul 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address221 JONESTOWN RD WINSTON SALEM NC 271044618, WINSTON SALEM, NC 27104-4618
InvestorPossibly a Property Investor

Mortgage

Document Number34161020
DateJul 23, 2018
Book Page003416/001020
Instrument28064
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON-SALEM, NC 27114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 22, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyForsyth County
Unified School DistrictForsyth County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,444.00 (+26.5%)$400,000 (+53.55%) Land $68,000 Building $332,000$400,000 (+53.55%) Land $68,000 Building $332,000
2023$1,932.00$260,500 Land $45,000 Building $215,500$260,500 Land $45,000 Building $215,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WINSTON-SALEM
serves 391,900 people · EPA ID NC0234010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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