4527 River Gate Dr, Clemmons, NC 27012 Property Records

Forsyth County property record for 4527 River Gate Dr, Clemmons, NC 27012

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,955 sqft · built 2018
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$406,000 (Aug 2022)
Tax Bill$2,599 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Apr 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN5892-94-5517.00

Property Details

APN / Parcel Number

Primary APN5892-94-5517.00
Alternative APN
  • 5892945517000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,955 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
PorchOpen Porch
Porch Area210 sqft
Patio Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4527 RIVER GATE DR
CityCLEMMONS
StateNC
Zip27012-6990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS9
Legal DescriptionLO:142 BL:4210D
Legal SubdivisionRIVERGATE PH 7
Legal Block4210D
Legal Lot Number142
JurisdictionFORSYTH NC
Township / Civil DivisionCLEMMONSVILLE
Census Block Group2
Census Block2005
Census Tract4015

Owner

Source: Forsyth County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4527 RIVER GATE DR, CLEMMONS, NC 27012-6990
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Apr 18, 2022Warranty Deed, Transfer
May 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 3, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2022 · Amount on Record
Deed SaleAug 11, 2022 · Amount on Record
Prior SaleApr 18, 2022 · Amount on Record
Deed Document Number0037114000
Deed Book / Page3711 / 4000
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH NC
Recording DateAug 11, 2022
Property Address4527 RIVER GATE DR, CLEMMONS, NC 27012-6990
Document Number0037114000
Book / Page3711 / 4000
Map ReferenceMB 67 PG 38
Instrument DateAug 5, 2022
Instrument2022037525
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$812.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1099 STEWART ST STE 600, 1099, SEATTLE, WA 98101-2161

Transferred To (Grantee/Buyer)

NameVerified Name
Address4527 RIVER GATE DR, CLEMMONS, NC 27012-6990

Mortgage

Document Number2022037526
DateAug 11, 2022
Instrument2022037526
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.4%
Type Change DateSep 1, 2027
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change6.4%
Index5-Year CMT
Max Rate10.4%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH NC
Recording DateApr 18, 2022
Property Address4527 RIVER GATE DR, CLEMMONS, NC 27012-6990
Document Number0036890671
Book / Page3689 / 671
Map ReferenceMB 67 PG 38
Instrument DateApr 18, 2022
Instrument2022018466
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
Tax$882.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address249 PERSIMMON GROVE LN, 249, MOCKSVILLE, NC 27028-5510

Transferred To (Grantee/Buyer)

NameVerified Name
Address4527 RIVER GATE DR, CLEMMONS, NC 27012-6990

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH NC
Property Address4527 RIVER GATE DR, CLEMMONS, NC 27012-6990
Transaction TypeMortgage
Record UpdatedJun 3, 2021
Title CompanyMORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036121836
DateMay 25, 2021
Book Page3612/1836
Instrument2021027594
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH NC
Recording DateDec 3, 2018
Property Address4527 RIVER GATE DR, CLEMMONS, NC 27012-6990
Document Number0034363996
Book / Page3436 / 3996
Map ReferenceMB 67 PG 38
Instrument DateDec 1, 2018
Transaction TypeTransfer
Record UpdatedMar 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5424 RIVERGATE DRIVE, WINSTON SALEM, NC 27103
InvestorPossibly a Property Investor

Mortgage

Document Number0034363998
DateDec 3, 2018
Instrument3436/3998
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyForsyth County
Unified School DistrictForsyth County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,599.00 (+14.44%)$425,400 (+38.88%) Land $68,000 Building $357,400$425,400 (+38.88%) Land $68,000 Building $357,400
2023$2,271.00$306,300 Land $45,000 Building $261,300$306,300 Land $45,000 Building $261,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WINSTON-SALEM
serves 391,900 people · EPA ID NC0234010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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