4531 River Gate Dr, Clemmons, NC 27012 Property Records

Forsyth County property record for 4531 River Gate Dr, Clemmons, NC 27012

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,326 sqft · built 2018
Lot Size0.15 acres (6,534 sqft)
OwnerCompany on Record
Last Sale$415,000 (Apr 2022)
Tax Bill$2,405 (2025)
Deeds & MortgagesDec 2022 Construction Loan
Apr 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN5892-94-4582.00

Property Details

APN / Parcel Number

Primary APN5892-94-4582.00
Alternative APN
  • 5892944582000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,326 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
PorchOpen Porch
Porch Area40 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4531 RIVER GATE DR
CityCLEMMONS
StateNC
Zip27012-6990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS9
Legal DescriptionLO:141 BL:4210D
Legal Block4210D
Legal Lot Number141
JurisdictionFORSYTH NC
Township / Civil DivisionCLEMMONSVILLE
Census Block Group2
Census Block2005
Census Tract4015

Owner

Source: Forsyth County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Deed of Trust, Mortgage · Construction Mortgage
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Apr 20, 2022Warranty Deed, Transfer
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2022 · Amount on Record
Deed SaleApr 20, 2022 · Amount on Record
Prior SaleDec 3, 2018 · Amount on Record
Deed Document Number0036892761
Deed Book / Page3689 / 2761
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH NC
Property Address4531 RIVER GATE DR, CLEMMONS, NC 27012-6990
Transaction TypeMortgage
Record UpdatedDec 13, 2022
Title CompanyOS NATIONAL LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037310960
DateDec 5, 2022
Book Page3731/960
Instrument2022053608
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
AddressNEW YORK, NY 10036
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term43 Months
DueJul 9, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH NC
Recording DateApr 20, 2022
Property Address4531 RIVER GATE DR, CLEMMONS, NC 27012-6990
Document Number0036892761
Book / Page3689 / 2761
Map ReferenceMB 67 PG 38
Instrument DateApr 19, 2022
Instrument2022018813
Transaction TypeTransfer
Record UpdatedMay 4, 2022

Transaction

AmountAmount Recorded
Tax$830.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 593, CLEMMONS, NC 27012-0593

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH NC
Property Address4531 RIVER GATE DR, CLEMMONS, NC 27012-6990
Transaction TypeMortgage
Record UpdatedMay 20, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036083742
DateMay 11, 2021
Book Page3608/3742
Instrument2021024800
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyForsyth County
Unified School DistrictForsyth County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,405.00 (+29.79%)$393,600 (+57.5%) Land $68,000 Building $325,600$393,600 (+57.5%) Land $68,000 Building $325,600
2023$1,853.00$249,900 Land $45,000 Building $204,900$249,900 Land $45,000 Building $204,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2018–2025)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WINSTON-SALEM
serves 391,900 people · EPA ID NC0234010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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