Osceola County property record for 4534 Orchard Grove Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,773 sqft Heated Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Garage | Finished, 441 sqft |
| Last Sale | $360,000 (2022) |
| Tax Bill | $7,587.00 (2025) |
| Primary APN | 192631016000017180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,773 sqft Heated Area |
| Gross Area | 2,384 sqft Gross Area |
| 1st Floor | 1,773 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 170 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4534 ORCHARD GROVE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8962 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 7 PB 25 PG 126 LOT 718 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PH 4 5 7 8 & 9 |
| Legal Phase | 7 |
| Legal Tract | 160 |
| Legal Lot Number | 718 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631016000017180
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5721 SW 6TH ST, MIAMI, FL 33144-3909 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 28, 2022 | Warranty Deed, Transfer SAINT LAWRENCE TITLE INC |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 18, 2017 | Grant Deed, Transfer · Conventional Mortgage KBHS HM LNS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on Record |
| Deed Sale | Feb 28, 2022 · Amount on Record |
| Prior Sale | Oct 18, 2017 · Amount on Record |
| Deed Doc Number | 2022031983 |
| Deed Book / Page | 6159 / 2164 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 28, 2022 |
| Property Address | 4534 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962 |
| Document Number | 0061592164 |
| Book / Page | 6159 / 2164 |
| Map Reference | MB 25 PG 126 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022031983 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2022 |
| Title Company | SAINT LAWRENCE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,520.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3511 PLATINUM POINT PL, 3511, SIOUX FALLS, SD 57108-5967 |
| Name | Verified Name |
|---|---|
| Address | 5721 SW 6TH ST, MIAMI, FL 33144-3909 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4534 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0057201715 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 5720/1715 |
| Instrument | 2020062511 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 18, 2017 |
| Property Address | 4534 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962 |
| Document Number | 0052260197 |
| Book / Page | 005226 / 000197 |
| Instrument Date | Oct 17, 2017 |
| Instrument | 149591 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,702.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4534 ORCHARD GROVE RD ST CLOUD FL 347728962, ST CLOUD, FL 34772-8962 |
| Document Number | 52260199 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 005226/000199 |
| Instrument | 149592 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,587.00 (+1.98%) | $316,800 (-0.56%) Land $70,000 Building $246,800 | $316,800 (-0.56%) Land $70,000 Building $246,800 |
| 2023 | $7,440.00 (+59.62%) | $318,600 (+54.3%) Land $60,000 Building $258,600 | $318,600 (+15.81%) Land $60,000 Building $258,600 |
| 2022 | $4,661.00 Homeowner's exemption | $206,481 | $275,100 Land $55,000 Building $220,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 347 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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