Osceola County property record for 4529 Orchard Grove Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,707 sqft Heated Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2018) |
| Tax Bill | $5,054.00 (2025) |
| Primary APN | 192631016000017490 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,707 sqft Heated Area |
| Gross Area | 2,173 sqft Gross Area |
| 1st Floor | 1,707 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Porch | Open Porch |
| Porch Area | 25 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4529 ORCHARD GROVE RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8963 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 7 PB 25 PG 126 LOT 749 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PH 4 5 7 8 & 9 |
| Legal Phase | 7 |
| Legal Tract | 160 |
| Legal Lot Number | 749 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631016000017490
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4529 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage AF ENTERPRISE GROUP LLC |
| Sep 23, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 09, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage 1ST FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 09, 2018 · Amount on Record |
| Deed Sale | Jan 09, 2018 · Amount on Record |
| Deed Doc Number | 2018004687 |
| Deed Book / Page | 5266 / 2051 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4529 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4529 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Number | 0060921322 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 6092/1322 |
| Instrument | 2021181305 |
| Name | AF ENTERPRISE GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | KISSIMMEE, FL 34741 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4529 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4529 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Number | 0057982080 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 5798/2080 |
| Instrument | 2020127242 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Feb 01, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 09, 2018 |
| Property Address | 4529 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Number | 0052662051 |
| Book / Page | 5266 / 2051 |
| Map Reference | MB25 PG126 |
| Instrument Date | Jan 03, 2018 |
| Instrument | 2018004687 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626 |
| Name | Verified Name |
|---|---|
| Address | 4529 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963 |
| Document Number | 2018004688 |
|---|---|
| Date | Jan 09, 2018 |
| Instrument | 2018004688 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,054.00 (+8.71%) Homeowner's exemption | $218,339 (+5.99%) | $308,300 (-0.39%) Land $70,000 Building $238,300 |
| 2023 | $4,649.00 (+2.31%) Homeowner's exemption | $206,006 (+3%) | $309,500 (+15.92%) Land $60,000 Building $249,500 |
| 2022 | $4,544.00 Homeowner's exemption | $200,006 | $267,000 Land $55,000 Building $212,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 347 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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