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4531 Orchard Grove Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4531 Orchard Grove Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,773 sqft Living Area
Lot Size6,969 sqft (0.16 acres)
GarageAttached, 441 sqft
Last Sale$230,183 (2017)
Tax Bill$7,109.00 (2024)

Property Details

APN / Parcel Number

Primary APN19-26-31-0160-0001-7480
Alternative APN
  • 263119016000017480

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,773 sqft Living Area
Gross Area2,284 sqft Gross Area
1st Floor1,773 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,969 sqft (0.16 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area70 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4531 ORCHARD GROVE RD
CitySAINT CLOUD
StateFL
Zip34772-8963
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 7 PB 25 PG 126 LOT 748
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 7
Legal Phase7
Legal Block7480
Legal Lot Number748
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1009
Census Tract43304

Owner

Source: Osceola County records · APN 19-26-31-0160-0001-7480

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2020Quit Claim Deed, Transfer
OS NATIONAL LLC, OS NAT'L LLC
Dec 02, 2019Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Dec 04, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
KBHS HM LNS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2017 · Amount on Record
Deed SaleDec 04, 2017 · Amount on Record
Deed Doc Number2017171361
Deed Book / Page5247 / 1730
Last Transfer DateFeb 21, 2020
Transfer Doc0056802661
Record RefreshedJun 08, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 26, 2020
Property Address4531 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Document Number0056802661
Book / Page005680 / 002661
Instrument DateFeb 21, 2020
Instrument27955
Transaction TypeTransfer
Record UpdatedMay 25, 2020
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 02, 2019
Property Address4531 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Document Number0056321183
Book / Page005632 / 001183
Instrument DateNov 27, 2019
Instrument155388
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$1,631.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateDec 04, 2017
Property Address4531 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8963
Document Number0052471730
Book / Page005247 / 001730
Instrument DateNov 27, 2017
Instrument171361
Transaction TypeTransfer
Record UpdatedJan 05, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,611.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4531 ORCHARD GROVE RD ST CLOUD FL 347728963, ST CLOUD, FL 34772-8963

Mortgage

Document Number52471732
DateDec 04, 2017
Book Page005247/001732
Instrument171362
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75063
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 03, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,584.00 (+6.68%)$316,600 (-0.53%) Land $70,000 Building $246,600$316,600 (-0.53%) Land $70,000 Building $246,600
2024$7,109.00 (+4.56%)
2023$6,799.00 (+8.59%)$318,300 (+15.7%) Land $60,000 Building $258,300$318,300 (+15.7%) Land $60,000 Building $258,300
2022$6,261.00$275,100 Land $55,000 Building $220,100$275,100 Land $55,000 Building $220,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 347 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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