4530 Orchard Grove Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4530 Orchard Grove Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	1,894 sqft Heated Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$249,104 (2017)
Tax Bill	$5,290.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`192631016000017160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,894 sqft Heated Area
Gross Area	2,608 sqft Gross Area
1st Floor	1,894 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	484 sqft Garage
Porch	Open Porch
Porch Area	230 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4530 ORCHARD GROVE RD
City	SAINT CLOUD
State	FL
Zip	34772-8962
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 7 PB 25 PG 126 LOT 716
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase	7
Legal Tract	160
Legal Lot Number	716
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43304

Owner

Source: Osceola County records · APN 192631016000017160

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4530 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Deed Doc Number	2017155948
Deed Book / Page	5232 / 1734
Record Refreshed	Jun 08, 2026

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 31, 2017
Property Address	4530 ORCHARD GROVE RD, SAINT CLOUD, FL 34772-8962
Document Number	0052321734
Book / Page	005232 / 001734
Instrument Date	Oct 27, 2017
Instrument	155948
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4530 ORCHARD GROVE RD ST CLOUD FL 347728962, ST CLOUD, FL 34772-8962

Mortgage

Document Number	52321736
Date	Oct 31, 2017
Book Page	005232/001736
Instrument	155949

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,290.00 (+8.54%) Homeowner's exemption	$231,564 (+5.99%)	$327,400 (-0.64%) Land $70,000 Building $257,400
2023	$4,874.00 (+2.35%) Homeowner's exemption	$218,484 (+3%)	$329,500 (+16.06%) Land $60,000 Building $269,500
2022	$4,762.00 Homeowner's exemption	$212,121	$283,900 Land $55,000 Building $228,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 347 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.