4530 Catto Ave, Waco, TX 76710 Property Records

McLennan County property record for 4530 Catto Ave, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1956
Lot Size	0.3 acres (13,054 sqft)
Owner	Individual Name on Record
Last Sale	$259,276 (Sep 2023)
Tax Bill	$3,365 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-032301-002900-2`

Property Details

APN / Parcel Number

Primary APN	`48-032301-002900-2`
Alternative APNs	`4803230100290020111` `184444`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Flooring	Carpet

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	13,054 sqft (0.3 acres)
Lot Dimensions	171 ft deep x 76 ft wide
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Driveway	Asphalt Driveway
Driveway Area	750 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	92 sqft
Patio Area	500 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4530 CATTO AVE
City	WACO
State	TX
Zip	76710-4962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	OVERLOOK LOT 4 BLOCK 5 ACRES .2997
Legal Subdivision	OVERLOOK
Legal Block	5
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3044
Census Tract	2498

Owner

Source: McLennan County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4530 CATTO AVE, WACO, TX 76710-4962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED LENDING TEAM LLC
Sep 12, 2023	Vendor's Lien, Transfer · VA Mortgage NEWREZ LLC
Mar 22, 2018	Deed of Trust, Mortgage FIRST NAT'L BK/MCGREGOR
Feb 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Feb 28, 2018
Deed Document Number	202329013
Prior Transfer Date	Sep 18, 2007
Prior Transfer Doc	0000034300
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4530 CATTO AVE, WACO, TX 76710-4962
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 CATTO AVE, WACO, TX 76710-4962

Mortgage

Document Number	0000032511
Date	Oct 22, 2025
Instrument	2025032511

Lender

Name	UNITED LENDING TEAM LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 12, 2023
Property Address	4530 CATTO AVE, WACO, TX 76710-4962
Document Number	0000029013
Map Reference	VOL 765 PG 506
Instrument Date	Sep 12, 2023
Instrument	2023029013
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 CATTO AVE, WACO, TX 76710-4962

Mortgage

Document Number	0000029014
Date	Sep 12, 2023
Instrument	2023029014

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4530 CATTO AVE, WACO, TX 76710-4962
Document Number	0000010413
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 LONE STAR DR WACO TX 767085839, WACO, TX 76708-5839

Mortgage

Document Number	0000010413
Date	Apr 3, 2018
Instrument	10413

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2033

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 28, 2018
Property Address	4530 CATTO AVE, WACO, TX 76710-4962
Document Number	0000006356
Instrument Date	Feb 27, 2018
Instrument	6356
Transaction Type	Transfer
Record Updated	Mar 9, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 LONE STAR DR WACO TX 767085839, WACO, TX 76708-5839

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,180 (+2.56%) Land $27,150 Building $209,030	$236,180 (+2.56%) Land $27,150 Building $209,030
2024	$3,365.00 (-34.81%)
2023		$230,280 Land $27,150 Building $203,130	$230,280 Land $27,150 Building $203,130
2022	$5,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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