McLennan County property record for 4525 Catto Ave, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,988 sqft · built 1956 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,900 (Jul 2020) |
| Tax Bill | $5,132 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-032301-003800-0 |
| Primary APN | 48-032301-003800-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| 1st Floor Area | 1,988 sqft |
| Flooring | Carpet |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 918 sqft |
| Porch | Open Porch |
| Porch Area | 330 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4525 CATTO AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-4961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | OVERLOOK LOT 5A 6B BLOCK 6 ACRES .55 |
| Legal Subdivision | OVERLOOK |
| Legal Block | 6 |
| Legal Lot Number | 5A |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 2498 |
4525 Catto Ave is owned and occupied by two individuals who bought it in July 2020.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4525 CATTO AVE, WACO, TX 76710-4961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on File |
| Deed Sale | Jul 17, 2020 · Amount on File |
| Deed Document Number | 202024075 |
| Prior Transfer Date | Jul 16, 2020 |
| Prior Transfer Doc | 0000024075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 17, 2020 |
| Property Address | 4525 CATTO AVE, WACO, TX 76710-4961 |
| Document Number | 0000024075 |
| Map Reference | FILE 2019020504 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 2020024075 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4525 CATTO AVE, 4525, WACO, TX 76710-4961 |
| Name | Verified Name |
|---|---|
| Address | 4525 CATTO AVE, WACO, TX 76710-4961 |
| Document Number | 0000024076 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020024076 |
| Name | FIRST NATIONAL BANK TEXAS |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 4525 Catto Ave was $5,132 with a homeowner's exemption, up 5.5% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315,996 (-2.16%) Land $35,218 Building $280,778 | $315,996 (-5.58%) Land $35,218 Building $280,778 | |
| 2025 | $5,132.00 (+5.47%) Homeowner's exemption | $322,966 | $334,680 Land $31,860 Building $302,820 |
| 2024 | $4,866.00 | ||
| 2023 | $323,060 Land $31,860 Building $291,200 | $323,060 Land $31,860 Building $291,200 | |
| 2022 | $4,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4525 Catto Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4525 Catto Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Central Link Broadband.
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