McLennan County property record for 4513 Catto Ave, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,730 sqft · built 1956 |
| Lot Size | 0.241 acres (10,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $293,132 (May 2024) |
| Tax Bill | $3,299 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-032301-003600-8 |
| Primary APN | 48-032301-003600-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,230 sqft |
| 1st Floor Area | 1,730 sqft |
| Flooring | Carpet |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 10,492 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Storage Building | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4513 CATTO AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-4961 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | OVERLOOK LOT 3 BLOCK 6 ACRES .2409 |
| Legal Subdivision | OVERLOOK |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 2498 |
4513 Catto Ave is owned and occupied by two individuals who bought it in May 2024.
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4513 CATTO AVE, WACO, TX 76710-4961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on File |
| Deed Sale | May 31, 2024 · Amount on File |
| Prior Sale | May 27, 2021 |
| Deed Document Number | 202416080 |
| Prior Transfer Date | Jun 20, 2019 |
| Prior Transfer Doc | 0000020703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jun 24, 2019 |
| Property Address | 4513 CATTO AVE, WACO, TX 76710-4961 |
| Document Number | 0000020703 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 20703 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | FIRST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4513 CATTO AVE WACO TX 767104961, WACO, TX 76710-4961 |
| Document Number | 20704 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 20704 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 23, 2049 |
The 2025 property tax bill for 4513 Catto Ave was $3,299 with a homeowner's exemption, down 24% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,906 (-6.08%) Land $27,488 Building $190,418 | $217,906 (-6.08%) Land $27,488 Building $190,418 | |
| 2025 | $3,299.00 (-23.97%) Homeowner's exemption | $232,000 Land $24,970 Building $207,030 | $232,000 Land $24,970 Building $207,030 |
| 2024 | $4,339.00 | ||
| 2023 | $258,740 Land $24,970 Building $233,770 | $258,740 Land $24,970 Building $233,770 | |
| 2022 | $5,800.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4513 Catto Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4513 Catto Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Central Link Broadband.
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