4519 Catto Ave, Waco, TX 76710 Property Records

McLennan County property record for 4519 Catto Ave, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 1958
Lot Size	0.299 acres (13,021 sqft)
Owner	2 Individual Names on File
Last Sale	$142,300 (Oct 2019)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-032301-003700-4`

Property Details

APN / Parcel Number

Primary APN	`48-032301-003700-4`
Alternative APNs	`4803230100370040111` `184452`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Flooring	Carpet

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1981
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	13,021 sqft (0.299 acres)
Garage Type	Carport
Garage Area	368 sqft
Carport	Carport
Carport Area	368 sqft
Driveway	Concrete Driveway
Driveway Area	524 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Storage Building	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4519 CATTO AVE
City	WACO
State	TX
Zip	76710-4961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	OVERLOOK LOT 4 BLOCK 6 ACRES .2989
Legal Subdivision	OVERLOOK
Legal Block	6
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3043
Census Tract	2498

Owner

4519 Catto Ave is owned and occupied by two individuals who bought it in October 2019.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4519 CATTO AVE, WACO, TX 76710-4961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 31, 2019	Vendor's Lien, Transfer · FHA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Mar 31, 2016 · Amount on File
Deed Document Number	201936551
Prior Transfer Date	Aug 12, 2015
Prior Transfer Doc	0000025617
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4519 CATTO AVE, WACO, TX 76710-4961
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037211
Date	Sep 14, 2021
Instrument	2021037211

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 31, 2019
Property Address	4519 CATTO AVE, WACO, TX 76710-4961
Document Number	0000036551
Map Reference	MB 765 PG 506
Instrument Date	Oct 31, 2019
Instrument	2019036551
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4519 CATTO AVE, WACO, TX 76710-4961

Mortgage

Document Number	0000036552
Date	Oct 31, 2019
Instrument	2019036552

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4519 Catto Ave was $1,942 with a homeowner's exemption, down 12.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,813 (-4.67%) Land $29,818 Building $127,995	$157,813 (-4.67%) Land $29,818 Building $127,995
2025	$1,942.00 (-12.17%) Homeowner's exemption	$165,550 Land $27,080 Building $138,470	$165,550 Land $27,080 Building $138,470
2024	$2,211.00
2023		$161,820 Land $27,080 Building $134,740	$161,820 Land $27,080 Building $134,740
2022	$1,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4519 Catto Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4519 Catto Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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