453 Prospect Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 453 Prospect Ave, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	3,128 sqft · built 1909
Lot Size	0.389 acres (16,932 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (May 1998)
Tax Bill	$23,377 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44-00714-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`44-00714-0000-00005`
Alternative APNs	`440071400005` `216400`

Interior

Stories	2 Stories
Building Area	3,128 sqft Living Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Ranch
Construction Type	Frame
Lot Area	16,932 sqft (0.389 acres)
Lot Dimensions	166 ft deep x 102 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	216400
Street Address	453 PROSPECT AVE
City	ORADELL
State	NJ
Zip	07649-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	102X166
Legal Block	714
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2017
Census Tract	40001

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	453 PROSPECT AVE, ORADELL, NJ 07649-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
May 11, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 1998 · Amount on Record
Deed Sale	May 28, 1998 · Amount on Record
Deed Document Number	199878166
Deed Book / Page	8069 / 624
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 13, 2021
Property Address	453 PROSPECT AVE, ORADELL, NJ 07649-1423
Document Number	0040751951
Book / Page	4075 / 1951
Instrument Date	Feb 26, 2021
Instrument	2021055812
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,824.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	453 PROSPECT AVE, 453, ORADELL, NJ 07649-1423

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	453 PROSPECT AVE, ORADELL, NJ 07649-1423

Mortgage

Document Number	0040751957
Date	Apr 13, 2021
Book Page	4075/1957
Instrument	2021055813

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	453 PROSPECT AVE, ORADELL, NJ 07649-1423
Document Number	0036090803
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 PROSPECT AVE ORADELL NJ 076491423, ORADELL, NJ 07649-1423

Mortgage

Document Number	0036090803
Date	May 28, 2020
Book Page	003609/000803
Instrument	20053080

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,067,800 (+4.83%) Land $444,000 Building $623,800	$1,067,800 (+4.83%) Land $444,000 Building $623,800
2025	$23,377.00 (+2.78%)	$1,018,600 (+22.43%) Land $413,100 Building $605,500	$1,018,600 (+22.43%) Land $413,100 Building $605,500
2024	$22,745.00 (+7.01%)
2023		$832,000 Land $296,800 Building $535,200	$832,000 Land $296,800 Building $535,200
2022	$21,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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