1. Home
  2. New Jersey
  3. Bergen County
  4. Oradell
  5. Prospect Ave

433 Prospect Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 433 Prospect Ave, Oradell, NJ 07649

Property Summary

Property TypeSingle Family Home
Details1,652 sqft · built 1925
Lot Size0.353 acres (15,390 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Dec 2021)
Tax Bill$14,245 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN44-00715-0000-00007

Property Details

APN / Parcel Number

Primary APN44-00715-0000-00007
Alternative APNs
  • 440071500007
  • 214600

Interior

Stories2 Stories
Building Area1,652 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleRanch
Construction TypeFrame
Lot Area15,390 sqft (0.353 acres)
Lot Dimensions190 ft deep x 81 ft wide

Location & Zoning

Account Number214600
Street Address433 PROSPECT AVE
CityORADELL
StateNJ
Zip07649-1439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description81X190
Legal Block715
Legal Lot Number7
JurisdictionBERGEN NJ
Township / Civil DivisionORADELL
Census Block Group2
Census Block2014
Census Tract40001

Owner

433 Prospect Ave is owned and occupied by two individuals who bought it in December 2021.

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address433 PROSPECT AVE, ORADELL, NJ 07649-1439
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2021 · Amount on File
Deed SaleDec 14, 2021 · Amount on File
Prior SaleOct 18, 2007 · Amount on File
Deed Document Number2021179936
Deed Book / Page4489 / 1791
Record UpdatedOct 29, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateDec 14, 2021
Property Address433 PROSPECT AVE, ORADELL, NJ 07649-1439
Document Number0044891791
Book / Page4489 / 1791
Instrument DateOct 5, 2021
Instrument2021179936
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1065 WOODLAND AVE, 1065, ORADELL, NJ 07649-1335

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 PROSPECT AVE, ORADELL, NJ 07649-1439

Mortgage

Document Number2021179937
DateDec 14, 2021
Instrument2021179937
Lender
NameCOLUMBIA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 433 Prospect Ave was $14,245, up 6.9% from the year before.

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOradell Borough
Elementary School DistrictOradell Borough School District (KG - 06)
Secondary School DistrictRiver Dell Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$658,000 (+6.01%) Land $439,800 Building $218,200$658,000 (+6.01%) Land $439,800 Building $218,200
2025$14,245.00 (+6.9%)$620,700 Land $408,900 Building $211,800$620,700 Land $408,900 Building $211,800
2024$13,326.00
2023$487,600 Land $292,500 Building $195,100$487,600 Land $292,500 Building $195,100
2022$12,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2021)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures