465 Prospect Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 465 Prospect Ave, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	5,401 sqft · built 1911
Lot Size	0.395 acres (17,211 sqft)
Owner	2 Individual Names on File
Last Sale	$1,135,000 (Apr 2022)
Tax Bill	$29,052 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-00714-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`44-00714-0000-00004`
Alternative APNs	`440071400004` `215700`

Interior

Stories	2 Stories
Building Area	5,401 sqft Living Area

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Construction Type	Frame
Lot Area	17,211 sqft (0.395 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	215700
Street Address	465 PROSPECT AVE
City	ORADELL
State	NJ
Zip	07649-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.3951
Legal Subdivision	HELM PROP
Legal Block	714
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2017
Census Tract	40001

Owner

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	465 PROSPECT AVE, ORADELL, NJ 07649-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Deed Document Number	202242490
Deed Book / Page	4653 / 1720
Prior Transfer Date	Aug 14, 2013
Prior Transfer Doc	0014990072
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 18, 2022
Property Address	465 PROSPECT AVE, ORADELL, NJ 07649-1423
Document Number	0046531720
Book / Page	4653 / 1720
Instrument Date	Feb 28, 2022
Instrument	2022042490
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$22,558.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	465 PROSPECT AVE, 465, ORADELL, NJ 07649-1423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 PROSPECT AVE, ORADELL, NJ 07649-1423

Mortgage

Document Number	2022042491
Date	Apr 18, 2022
Instrument	2022042491

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,330,100 (+5.07%) Land $518,800 Building $811,300	$1,330,100 (+5.07%) Land $518,800 Building $811,300
2025	$29,052.00 (+3.12%)	$1,265,900 (+22.89%) Land $478,400 Building $787,500	$1,265,900 (+22.89%) Land $478,400 Building $787,500
2024	$28,173.00 (+11.14%)
2023		$1,030,100 Land $335,200 Building $694,900	$1,030,100 Land $335,200 Building $694,900
2022	$25,349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

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